WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsVF Corporation (VFC)

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Smart Verdict

WallStSmart Research — data-driven comparison

VF Corporation generates 1119% more annual revenue ($9.51B vs $780.39M). HVT-A leads profitability with a 2.9% profit margin vs 2.9%. VFC appears more attractively valued with a PEG of 0.32. VFC earns a higher WallStSmart Score of 62/100 (C+).

HVT-A

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 8.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

VFC

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 4.5Value: 8.7Quality: 4.0
Piotroski: 5/9Altman Z: 1.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+63.0%)

Margin of Safety

+63.0%

Fair Value

$78.76

Current Price

$28.09

$50.67 discount

UndervaluedFair: $78.76Overvalued
VFCUndervalued (+68.4%)

Margin of Safety

+68.4%

Fair Value

$65.94

Current Price

$13.69

$52.25 discount

UndervaluedFair: $65.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.798/10

Growing faster than its price suggests

VFC3 strengths · Avg: 10.0/10
PEG RatioValuation
0.3210/10

Growing faster than its price suggests

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$454.55M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

VFC4 concerns · Avg: 2.3/10
Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Revenue GrowthGrowth
-5.2%2/10

Revenue declined 5.2%

Free Cash FlowQuality
$-115.76M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.32 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : VFC

The primary concerns for VFC are Profit Margin, Revenue Growth, Free Cash Flow. Debt-to-equity of 2.81 is elevated, increasing financial risk. Thin 2.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

VFC carries more volatility with a beta of 1.60 — expect wider price swings.

HVT-A is growing revenue faster at 7.7% — sustainability is the question.

HVT-A generates stronger free cash flow (18M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VFC scores higher overall (62/100 vs 59/100). HVT-A offers better value entry with a 63.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

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