WallStSmart

Lowe's Companies Inc (LOW)vsOxford Industries Inc (OXM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 5890% more annual revenue ($88.43B vs $1.48B). LOW leads profitability with a 7.5% profit margin vs -2.6%. LOW appears more attractively valued with a PEG of 1.45. LOW earns a higher WallStSmart Score of 50/100 (D+).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

OXM

Hold

42

out of 100

Grade: D

Growth: 2.7Profit: 3.5Value: 6.3Quality: 4.5
Piotroski: 2/9Altman Z: 1.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-58.7%)

Margin of Safety

-58.7%

Fair Value

$140.20

Current Price

$222.48

$82.28 premium

UndervaluedFair: $140.20Overvalued
OXMUndervalued (+37.8%)

Margin of Safety

+37.8%

Fair Value

$64.46

Current Price

$35.21

$29.25 discount

UndervaluedFair: $64.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW3 strengths · Avg: 9.0/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$124.75B9/10

Large-cap with strong market position

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

OXM1 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

OXM4 concerns · Avg: 3.5/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Market CapQuality
$543.34M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.133/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, Free Cash Flow. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.45 suggests the stock is reasonably priced for its growth.

Bull Case : OXM

The strongest argument for OXM centers on Price/Book.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : OXM

The primary concerns for OXM are PEG Ratio, Altman Z-Score, Market Cap.

Key Dynamics to Monitor

LOW profiles as a value stock while OXM is a turnaround play — different risk/reward profiles.

OXM carries more volatility with a beta of 1.01 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

LOW scores higher overall (50/100 vs 42/100) and 10.3% revenue growth. OXM offers better value entry with a 37.8% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Oxford Industries Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Oxford Industries, Inc., an apparel company, designs, supplies, markets and distributes lifestyle products and other brands globally. The company is headquartered in Atlanta, Georgia.

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