WallStSmart

Floor & Decor Holdings Inc (FND)vsOxford Industries Inc (OXM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 217% more annual revenue ($4.68B vs $1.48B). FND leads profitability with a 4.3% profit margin vs -2.6%. OXM appears more attractively valued with a PEG of 1.70. OXM earns a higher WallStSmart Score of 42/100 (D).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 4.7Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

OXM

Hold

42

out of 100

Grade: D

Growth: 2.7Profit: 3.5Value: 6.3Quality: 4.5
Piotroski: 2/9Altman Z: 1.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.9%)

Margin of Safety

+14.9%

Fair Value

$81.06

Current Price

$58.32

$22.74 discount

UndervaluedFair: $81.06Overvalued
OXMUndervalued (+37.8%)

Margin of Safety

+37.8%

Fair Value

$64.46

Current Price

$35.21

$29.25 discount

UndervaluedFair: $64.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.6x8/10

Reasonable price relative to book value

OXM1 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
30.4x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

OXM4 concerns · Avg: 3.5/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Market CapQuality
$543.34M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.133/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : OXM

The strongest argument for OXM centers on Price/Book.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : OXM

The primary concerns for OXM are PEG Ratio, Altman Z-Score, Market Cap.

Key Dynamics to Monitor

FND profiles as a value stock while OXM is a turnaround play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

OXM is growing revenue faster at -0.4% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

OXM scores higher overall (42/100 vs 40/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Oxford Industries Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Oxford Industries, Inc., an apparel company, designs, supplies, markets and distributes lifestyle products and other brands globally. The company is headquartered in Atlanta, Georgia.

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