WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsOxford Industries Inc (OXM)

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Smart Verdict

WallStSmart Research — data-driven comparison

Oxford Industries Inc generates 88% more annual revenue ($1.47B vs $780.39M). HVT-A leads profitability with a 2.9% profit margin vs -0.5%. HVT-A appears more attractively valued with a PEG of 0.79. HVT-A earns a higher WallStSmart Score of 59/100 (C).

HVT-A

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 8.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

OXM

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 3.5Value: 6.3Quality: 5.0
Piotroski: 2/9Altman Z: 1.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+63.0%)

Margin of Safety

+63.0%

Fair Value

$78.76

Current Price

$28.09

$50.67 discount

UndervaluedFair: $78.76Overvalued
OXMUndervalued (+36.2%)

Margin of Safety

+36.2%

Fair Value

$62.84

Current Price

$25.95

$36.89 discount

UndervaluedFair: $62.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.798/10

Growing faster than its price suggests

OXM2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
190.2%10/10

Earnings expanding 190.2% YoY

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$454.55M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

OXM4 concerns · Avg: 3.5/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.784/10

Distress zone — elevated risk

Market CapQuality
$433.32M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bull Case : OXM

The strongest argument for OXM centers on Price/Book, EPS Growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : OXM

The primary concerns for OXM are PEG Ratio, Altman Z-Score, Market Cap.

Key Dynamics to Monitor

HVT-A profiles as a value stock while OXM is a turnaround play — different risk/reward profiles.

HVT-A carries more volatility with a beta of 1.19 — expect wider price swings.

HVT-A is growing revenue faster at 7.7% — sustainability is the question.

OXM generates stronger free cash flow (81M), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (59/100 vs 54/100). OXM offers better value entry with a 36.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Oxford Industries Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Oxford Industries, Inc., an apparel company, designs, supplies, markets and distributes lifestyle products and other brands globally. The company is headquartered in Atlanta, Georgia.

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