WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsOxford Industries Inc (OXM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Oxford Industries Inc generates 93% more annual revenue ($1.48B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs -2.6%. HVT-A appears more attractively valued with a PEG of 1.47. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

OXM

Hold

42

out of 100

Grade: D

Growth: 2.7Profit: 3.5Value: 6.3Quality: 4.5
Piotroski: 2/9Altman Z: 1.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+59.0%)

Margin of Safety

+59.0%

Fair Value

$71.07

Current Price

$28.09

$42.98 discount

UndervaluedFair: $71.07Overvalued
OXMUndervalued (+37.8%)

Margin of Safety

+37.8%

Fair Value

$64.46

Current Price

$35.21

$29.25 discount

UndervaluedFair: $64.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

OXM1 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$490.10M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

OXM4 concerns · Avg: 3.5/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Market CapQuality
$543.34M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.133/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.47 suggests the stock is reasonably priced for its growth.

Bull Case : OXM

The strongest argument for OXM centers on Price/Book.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : OXM

The primary concerns for OXM are PEG Ratio, Altman Z-Score, Market Cap.

Key Dynamics to Monitor

HVT-A profiles as a value stock while OXM is a turnaround play — different risk/reward profiles.

HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

HVT-A generates stronger free cash flow (-10M), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (50/100 vs 42/100). OXM offers better value entry with a 37.8% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Oxford Industries Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Oxford Industries, Inc., an apparel company, designs, supplies, markets and distributes lifestyle products and other brands globally. The company is headquartered in Atlanta, Georgia.

Want to dig deeper into these stocks?