Lincoln National Corporation (LNC)vsMetLife Inc (MET)
LNC
Lincoln National Corporation
$43.84
+0.64%
FINANCIAL SERVICES · Cap: $8.29B
MET
MetLife Inc
$97.14
+0.37%
FINANCIAL SERVICES · Cap: $61.73B
Smart Verdict
WallStSmart Research — data-driven comparison
MetLife Inc generates 309% more annual revenue ($79.40B vs $19.39B). LNC leads profitability with a 12.2% profit margin vs 4.6%. MET appears more attractively valued with a PEG of 0.51. LNC earns a higher WallStSmart Score of 78/100 (B+).
LNC
Strong Buy78
out of 100
Grade: B+
MET
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 76.8% YoY
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Generating 2.2B in free cash flow
Areas to Watch
Operating margin of 4.6%
Weak financial health signals
Negative free cash flow — burning cash
4.6% margin — thin
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : LNC
The strongest argument for LNC centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 12.6% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.
Bull Case : MET
The strongest argument for MET centers on Market Cap, PEG Ratio, Price/Book. Revenue growth of 10.5% demonstrates continued momentum. PEG of 0.51 suggests the stock is reasonably priced for its growth.
Bear Case : LNC
The primary concerns for LNC are Operating Margin, Piotroski F-Score, Free Cash Flow.
Bear Case : MET
The primary concerns for MET are Profit Margin, Altman Z-Score. Thin 4.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
LNC carries more volatility with a beta of 1.11 — expect wider price swings.
LNC is growing revenue faster at 12.6% — sustainability is the question.
MET generates stronger free cash flow (2.2B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
LNC scores higher overall (78/100 vs 63/100) and 12.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lincoln National Corporation
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Lincoln National Corporation is an American holding company, which operates multiple insurance and investment management businesses through subsidiary companies. Lincoln Financial Group is the marketing name for LNC and its subsidiary companies.
MetLife Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.
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