LNC
Lincoln National Corporation
NYSE: LNC · FINANCIAL SERVICES · INSURANCE - LIFE
$40.66
+0.69% today
Updated 2026-10-28
Market cap
$7.63B
P/E ratio
3.40
P/S ratio
0.39x
EPS (TTM)
$11.73
Dividend yield
4.50%
52W range
$31 – $47
Volume
1.9M
WallStSmart proprietary scores
78
out of 100
Grade: B+
Buy
Investment rating
6.0
Growth
B5.5
Quality
C+5.5
Profitability
C+7.0
Valuation
B+3/9
Piotroski F-Score
Weak
-0.2
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →270 stocks currently score above 75
Price targets
Analyst target
$47.83
+17.63%
12-Month target
$35.69
-12.22%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy3 Buy5 Hold1 Sell1 Strong Sell
Price chart
Stock snapshot
Strengths
+ Revenue growth 12.60% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.15 — distress zone
- Negative free cash flow $-558.00M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $18.78B | $11.71B | $17.99B | $18.21B | $19.39B |
| Net income | $-2.23B | $-752.00M | $3.27B | $1.18B | $1.33B |
| EPS | — | — | — | — | $11.73 |
| Free cash flow | $4.03B | $-2.07B | $-2.01B | $-167.00M | $-558.00M |
| Profit margin | -11.86% | -6.42% | 18.21% | 6.46% | 12.20% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-09-30 | RYAN, OWEN | Buy | 1,118 | $40.26 |
| 2026-09-30 | MORRIS, JAMES T | Buy | 1,118 | $40.26 |
| 2026-09-30 | LEFEBVRE, DALE | Buy | 1,118 | $40.26 |
Peer comparison
Smart narrative
Lincoln National Corporation trades at $40.66. representing a P/E of 3.40x trailing earnings. Our Smart Value Score of 78/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.15, it sits in the distress. TTM revenue stands at $19.39B. with profit margins at 12.20%.
Frequently asked questions
What is Lincoln National Corporation's stock price?
Lincoln National Corporation (LNC) trades at $40.66, on a P/E of 3.4x and a P/S of 0.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Lincoln National Corporation overvalued?
Lincoln National Corporation carries a Smart Value Score of 78/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Lincoln National Corporation (LNC)?
The 12-month analyst consensus target is $47.83, about 17.6% above the current $40.66. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Lincoln National Corporation's revenue?
Lincoln National Corporation's trailing twelve-month revenue is $19.39B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Lincoln National Corporation's Altman Z-Score is -0.15, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - LIFE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.39x
ROE16.90%
Beta1.15
50D MA$42.56
200D MA$39.17
Shares out0.19B
Float0.17B
Short ratio—
Avg volume1.9M
Performance
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YTD—
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