Ladder Capital Corp Class A (LADR)vsRithm Capital Corp. (RITM)
LADR
Ladder Capital Corp Class A
$8.91
-2.62%
REAL ESTATE · Cap: $1.18B
RITM
Rithm Capital Corp.
$9.23
-2.33%
REAL ESTATE · Cap: $5.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Rithm Capital Corp. generates 1617% more annual revenue ($4.69B vs $273.04M). LADR leads profitability with a 36.2% profit margin vs 10.6%. LADR trades at a lower P/E of 11.8x. LADR earns a higher WallStSmart Score of 76/100 (B+).
LADR
Strong Buy76
out of 100
Grade: B+
RITM
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+2.8%
Fair Value
$10.85
Current Price
$8.91
$1.94 discount
Margin of Safety
+84.4%
Fair Value
$68.49
Current Price
$9.23
$59.26 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 59.5%
Revenue surging 96.4% year-over-year
Earnings expanding 253.3% YoY
Reasonable price relative to book value
Strong operational efficiency at 39.5%
Revenue surging 39.4% year-over-year
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 3.8% — below average capital efficiency
Weak financial health signals
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : LADR
The strongest argument for LADR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 36.2% and operating margin at 59.5%. Revenue growth of 96.4% demonstrates continued momentum.
Bull Case : RITM
The strongest argument for RITM centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 39.4% demonstrates continued momentum.
Bear Case : LADR
The primary concerns for LADR are PEG Ratio, Market Cap, Return on Equity. Debt-to-equity of 2.97 is elevated, increasing financial risk.
Bear Case : RITM
The primary concerns for RITM are Piotroski F-Score, Free Cash Flow, Altman Z-Score. Debt-to-equity of 4.90 is elevated, increasing financial risk.
Key Dynamics to Monitor
RITM carries more volatility with a beta of 1.16 — expect wider price swings.
LADR is growing revenue faster at 96.4% — sustainability is the question.
LADR generates stronger free cash flow (11M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
LADR scores higher overall (76/100 vs 67/100), backed by strong 36.2% margins and 96.4% revenue growth. RITM offers better value entry with a 84.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ladder Capital Corp Class A
REAL ESTATE · REIT - MORTGAGE · USA
Ladder Capital Corp is a real estate investment trust in the United States. The company is headquartered in New York, New York.
Visit Website →Rithm Capital Corp.
REAL ESTATE · REIT - MORTGAGE · USA
Rhythm Capital Corp. The company is headquartered in New York, New York.
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