Ladder Capital Corp Class A (LADR)vsAnnaly Capital Management, Inc. (NLY)
LADR
Ladder Capital Corp Class A
$10.26
0.00%
REAL ESTATE · Cap: $1.31B
NLY
Annaly Capital Management, Inc.
$22.61
+1.03%
REAL ESTATE · Cap: $16.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 1057% more annual revenue ($2.50B vs $216.26M). NLY leads profitability with a 87.4% profit margin vs 25.4%. LADR appears more attractively valued with a PEG of 1.89. NLY earns a higher WallStSmart Score of 77/100 (B+).
LADR
Hold48
out of 100
Grade: D+
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-0.6%
Fair Value
$10.49
Current Price
$10.26
$0.23 premium
Margin of Safety
-13.9%
Fair Value
$20.02
Current Price
$22.61
$2.59 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Areas to Watch
Expensive relative to growth rate
1.7% revenue growth
Smaller company, higher risk/reward
ROE of 3.7% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : LADR
The strongest argument for LADR centers on Price/Book, Profit Margin. Profitability is solid with margins at 25.4% and operating margin at 6.1%.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bear Case : LADR
The primary concerns for LADR are PEG Ratio, Revenue Growth, Market Cap. Debt-to-equity of 2.37 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 6.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
LADR profiles as a value stock while NLY is a growth play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.27 — expect wider price swings.
NLY is growing revenue faster at 48.8% — sustainability is the question.
LADR generates stronger free cash flow (-8M), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 48/100), backed by strong 87.4% margins and 48.8% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ladder Capital Corp Class A
REAL ESTATE · REIT - MORTGAGE · USA
Ladder Capital Corp is a real estate investment trust in the United States. The company is headquartered in New York, New York.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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