Ladder Capital Corp Class A (LADR)vsAnnaly Capital Management, Inc. (NLY)
LADR
Ladder Capital Corp Class A
$8.91
-2.62%
REAL ESTATE · Cap: $1.18B
NLY
Annaly Capital Management, Inc.
$18.75
-0.53%
REAL ESTATE · Cap: $13.79B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 410% more annual revenue ($1.39B vs $273.04M). NLY leads profitability with a 80.3% profit margin vs 36.2%. LADR appears more attractively valued with a PEG of 1.89. LADR earns a higher WallStSmart Score of 76/100 (B+).
LADR
Strong Buy76
out of 100
Grade: B+
NLY
Strong Buy73
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+2.8%
Fair Value
$10.85
Current Price
$8.91
$1.94 discount
Intrinsic value data unavailable for NLY.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 59.5%
Revenue surging 96.4% year-over-year
Earnings expanding 253.3% YoY
Reasonable price relative to book value
Keeps 80 of every $100 in revenue as profit
Strong operational efficiency at 107.3%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 3.8% — below average capital efficiency
Weak financial health signals
ROE of 7.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : LADR
The strongest argument for LADR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 36.2% and operating margin at 59.5%. Revenue growth of 96.4% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 80.3% and operating margin at 107.3%. Revenue growth of 479.4% demonstrates continued momentum.
Bear Case : LADR
The primary concerns for LADR are PEG Ratio, Market Cap, Return on Equity. Debt-to-equity of 2.97 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Return on Equity, Piotroski F-Score, PEG Ratio. Debt-to-equity of 8.04 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY carries more volatility with a beta of 1.28 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (2.7B), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
LADR scores higher overall (76/100 vs 73/100), backed by strong 36.2% margins and 96.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ladder Capital Corp Class A
REAL ESTATE · REIT - MORTGAGE · USA
Ladder Capital Corp is a real estate investment trust in the United States. The company is headquartered in New York, New York.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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