WallStSmart

Freedom Holding Corp (FRHC)vsOrix Corp Ads (IX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Orix Corp Ads generates 203674% more annual revenue ($3.33T vs $1.63B). IX leads profitability with a 13.4% profit margin vs 9.4%. IX trades at a lower P/E of 15.5x. IX earns a higher WallStSmart Score of 60/100 (C).

FRHC

Avoid

33

out of 100

Grade: F

Growth: 7.3Profit: 4.0Value: 4.0Quality: 4.0
Piotroski: 4/9Altman Z: 0.84

IX

Buy

60

out of 100

Grade: C

Growth: 5.3Profit: 6.0Value: 5.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.21

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FRHC1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
146.7%10/10

Revenue surging 146.7% year-over-year

IX4 strengths · Avg: 9.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$1.38T10/10

Generating 1.4T in free cash flow

P/E RatioValuation
15.5x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
28.0%8/10

Revenue surging 28.0% year-over-year

Areas to Watch

FRHC4 concerns · Avg: 2.5/10
Return on EquityProfitability
0.2%3/10

ROE of 0.2% — below average capital efficiency

Debt/EquityHealth
1.573/10

Elevated debt levels

P/E RatioValuation
55.1x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-3.1%2/10

Earnings declined 3.1%

IX4 concerns · Avg: 2.3/10
Debt/EquityHealth
1.463/10

Elevated debt levels

PEG RatioValuation
2.722/10

Expensive relative to growth rate

EPS GrowthGrowth
-25.7%2/10

Earnings declined 25.7%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FRHC

The strongest argument for FRHC centers on Revenue Growth. Revenue growth of 146.7% demonstrates continued momentum.

Bull Case : IX

The strongest argument for IX centers on Price/Book, Free Cash Flow, P/E Ratio. Revenue growth of 28.0% demonstrates continued momentum.

Bear Case : FRHC

The primary concerns for FRHC are Return on Equity, Debt/Equity, P/E Ratio. A P/E of 55.1x leaves little room for execution misses. Debt-to-equity of 1.57 is elevated, increasing financial risk.

Bear Case : IX

The primary concerns for IX are Debt/Equity, PEG Ratio, EPS Growth.

Key Dynamics to Monitor

FRHC profiles as a hypergrowth stock while IX is a growth play — different risk/reward profiles.

IX carries more volatility with a beta of 0.73 — expect wider price swings.

FRHC is growing revenue faster at 146.7% — sustainability is the question.

IX generates stronger free cash flow (1.4T), providing more financial flexibility.

Bottom Line

IX scores higher overall (60/100 vs 33/100) and 28.0% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Freedom Holding Corp

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

Freedom Holding Corp. The company is headquartered in Almaty, Kazakhstan.

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Orix Corp Ads

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

ORIX Corporation offers diversified financial services in Japan, America, Asia, Europe, Australasia, the Middle East, and internationally. The company is headquartered in Tokyo, Japan.

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