WallStSmart

Hertz Global Holdings Inc (HTZ)vsRyder System Inc (R)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ryder System Inc generates 46% more annual revenue ($12.66B vs $8.70B). R leads profitability with a 3.9% profit margin vs -7.3%. R earns a higher WallStSmart Score of 55/100 (C-).

HTZ

Hold

42

out of 100

Grade: D

Growth: 3.3Profit: 2.5Value: 6.7Quality: 4.5
Piotroski: 3/9Altman Z: 0.08

R

Buy

55

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 5.3Quality: 4.0
Piotroski: 6/9Altman Z: 1.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HTZUndervalued (+36.1%)

Margin of Safety

+36.1%

Fair Value

$8.25

Current Price

$5.09

$3.16 discount

UndervaluedFair: $8.25Overvalued
RSignificantly Overvalued (-89.4%)

Margin of Safety

-89.4%

Fair Value

$114.76

Current Price

$265.22

$150.46 premium

UndervaluedFair: $114.76Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HTZ1 strengths · Avg: 10.0/10
Debt/EquityHealth
-26.0610/10

Conservative balance sheet, low leverage

R1 strengths · Avg: 8.0/10
PEG RatioValuation
0.868/10

Growing faster than its price suggests

Areas to Watch

HTZ4 concerns · Avg: 2.5/10
Market CapQuality
$1.62B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-567.0%2/10

ROE of -567.0% — below average capital efficiency

EPS GrowthGrowth
-30.9%2/10

Earnings declined 30.9%

R4 concerns · Avg: 2.8/10
EPS GrowthGrowth
2.5%4/10

2.5% earnings growth

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Revenue GrowthGrowth
-0.2%2/10

Revenue declined 0.2%

Altman Z-ScoreHealth
1.332/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HTZ

The strongest argument for HTZ centers on Debt/Equity. Revenue growth of 10.5% demonstrates continued momentum.

Bull Case : R

The strongest argument for R centers on PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : HTZ

The primary concerns for HTZ are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : R

The primary concerns for R are EPS Growth, Profit Margin, Revenue Growth. Debt-to-equity of 3.05 is elevated, increasing financial risk. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

HTZ profiles as a turnaround stock while R is a value play — different risk/reward profiles.

HTZ carries more volatility with a beta of 2.21 — expect wider price swings.

HTZ is growing revenue faster at 10.5% — sustainability is the question.

R generates stronger free cash flow (156M), providing more financial flexibility.

Bottom Line

R scores higher overall (55/100 vs 42/100). HTZ offers better value entry with a 36.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hertz Global Holdings Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Hertz Global Holdings, Inc. is a car rental company. The company is headquartered in Estero, Florida.

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Ryder System Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Ryder System, Inc. is a global transportation and logistics company. The company is headquartered in Miami, Florida.

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