WallStSmart

Hertz Global Holdings Inc (HTZ)vsU-Haul Holding Company (UHAL)

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Smart Verdict

WallStSmart Research — data-driven comparison

Hertz Global Holdings Inc generates 46% more annual revenue ($8.91B vs $6.09B). UHAL leads profitability with a 1.1% profit margin vs -3.1%. UHAL earns a higher WallStSmart Score of 44/100 (D).

HTZ

Hold

42

out of 100

Grade: D

Growth: 3.3Profit: 3.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 0.08

UHAL

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 5.3Quality: 5.0
Piotroski: 3/9Altman Z: 1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HTZUndervalued (+25.5%)

Margin of Safety

+25.5%

Fair Value

$7.07

Current Price

$2.04

$5.03 discount

UndervaluedFair: $7.07Overvalued
UHALUndervalued (+87.0%)

Margin of Safety

+87.0%

Fair Value

$376.68

Current Price

$64.05

$312.63 discount

UndervaluedFair: $376.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HTZ1 strengths · Avg: 10.0/10
Debt/EquityHealth
-33.5810/10

Conservative balance sheet, low leverage

UHAL1 strengths · Avg: 8.0/10
Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

HTZ4 concerns · Avg: 2.5/10
Market CapQuality
$737.85M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-567.0%2/10

ROE of -567.0% — below average capital efficiency

EPS GrowthGrowth
-30.9%2/10

Earnings declined 30.9%

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

Return on EquityProfitability
0.6%3/10

ROE of 0.6% — below average capital efficiency

Profit MarginProfitability
1.1%3/10

1.1% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HTZ

The strongest argument for HTZ centers on Debt/Equity.

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bear Case : HTZ

The primary concerns for HTZ are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 479.9x leaves little room for execution misses. Thin 1.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

HTZ profiles as a turnaround stock while UHAL is a value play — different risk/reward profiles.

HTZ carries more volatility with a beta of 2.31 — expect wider price swings.

HTZ is growing revenue faster at 9.7% — sustainability is the question.

UHAL generates stronger free cash flow (-192M), providing more financial flexibility.

Bottom Line

UHAL scores higher overall (44/100 vs 42/100). HTZ offers better value entry with a 25.5% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hertz Global Holdings Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Hertz Global Holdings, Inc. is a car rental company. The company is headquartered in Estero, Florida.

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U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

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