WallStSmart

Herc Holdings Inc (HRI)vsU-Haul Holding Company (UHAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

U-Haul Holding Company generates 37% more annual revenue ($6.00B vs $4.38B). UHAL leads profitability with a 2.1% profit margin vs 0.0%. HRI appears more attractively valued with a PEG of 0.05. HRI earns a higher WallStSmart Score of 60/100 (C+).

HRI

Buy

60

out of 100

Grade: C+

Growth: 6.0Profit: 5.0Value: 4.7Quality: 4.3
Piotroski: 3/9Altman Z: 1.11

UHAL

Hold

40

out of 100

Grade: F

Growth: 5.3Profit: 4.0Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HRISignificantly Overvalued (-90305.0%)

Margin of Safety

-90305.0%

Fair Value

$0.20

Current Price

$106.72

$106.52 premium

UndervaluedFair: $0.20Overvalued
UHALSignificantly Overvalued (-1424.1%)

Margin of Safety

-1424.1%

Fair Value

$3.20

Current Price

$45.67

$42.47 premium

UndervaluedFair: $3.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HRI3 strengths · Avg: 8.7/10
PEG RatioValuation
0.0510/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
27.1%8/10

Revenue surging 27.1% year-over-year

UHAL1 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Areas to Watch

HRI4 concerns · Avg: 2.8/10
Return on EquityProfitability
0.1%3/10

ROE of 0.1% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
3418.7x2/10

Premium valuation, high expectations priced in

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HRI

The strongest argument for HRI centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 27.1% demonstrates continued momentum. PEG of 0.05 suggests the stock is reasonably priced for its growth.

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bear Case : HRI

The primary concerns for HRI are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 3418.7x leaves little room for execution misses. Thin 0.0% margins leave little buffer for downturns.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 94.8x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

HRI profiles as a growth stock while UHAL is a value play — different risk/reward profiles.

HRI carries more volatility with a beta of 1.71 — expect wider price swings.

HRI is growing revenue faster at 27.1% — sustainability is the question.

HRI generates stronger free cash flow (53M), providing more financial flexibility.

Bottom Line

HRI scores higher overall (60/100 vs 40/100) and 27.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Herc Holdings Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Herc Holdings Inc. is an equipment rental provider primarily in the United States and internationally. The company is headquartered in Bonita Springs, Florida.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

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