Hamilton Insurance Group, Ltd. (HG)vsOxbridge Re Holdings Ltd (OXBR)
HG
Hamilton Insurance Group, Ltd.
$38.74
+0.55%
FINANCIAL SERVICES · Cap: $3.79B
OXBR
Oxbridge Re Holdings Ltd
$0.87
-4.41%
FINANCIAL SERVICES · Cap: $7.11M
Smart Verdict
WallStSmart Research — data-driven comparison
Hamilton Insurance Group, Ltd. generates 113210% more annual revenue ($3.16B vs $2.79M). HG leads profitability with a 16.8% profit margin vs 4.7%. HG trades at a lower P/E of 7.5x. HG earns a higher WallStSmart Score of 67/100 (B-).
HG
Strong Buy67
out of 100
Grade: B-
OXBR
Hold49
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Strong operational efficiency at 28.9%
Revenue surging 24.7% year-over-year
Reasonable price relative to book value
Strong operational efficiency at 31.2%
Revenue surging 41.6% year-over-year
Conservative balance sheet, low leverage
Areas to Watch
Earnings declined 38.6%
Distress zone — elevated risk
Smaller company, higher risk/reward
4.7% margin — thin
Premium valuation, high expectations priced in
ROE of -54.3% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 16.8% and operating margin at 28.9%. Revenue growth of 24.7% demonstrates continued momentum.
Bull Case : OXBR
The strongest argument for OXBR centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 41.6% demonstrates continued momentum.
Bear Case : HG
The primary concerns for HG are EPS Growth, Altman Z-Score.
Bear Case : OXBR
The primary concerns for OXBR are Market Cap, Profit Margin, P/E Ratio. A P/E of 43.7x leaves little room for execution misses. Thin 4.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
HG profiles as a growth stock while OXBR is a hypergrowth play — different risk/reward profiles.
OXBR carries more volatility with a beta of 2.10 — expect wider price swings.
OXBR is growing revenue faster at 41.6% — sustainability is the question.
HG generates stronger free cash flow (267M), providing more financial flexibility.
Bottom Line
HG scores higher overall (67/100 vs 49/100), backed by strong 16.8% margins and 24.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Oxbridge Re Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Oxbridge Re Holdings Limited, provides specialized P&C reinsurance solutions. The company is headquartered in George Town, the Cayman Islands.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
Want to dig deeper into these stocks?