WallStSmart

The Home Depot Inc (HD)vsJumia Technologies AG (JMIA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 87066% more annual revenue ($164.68B vs $188.93M). HD leads profitability with a 8.6% profit margin vs -32.6%. HD earns a higher WallStSmart Score of 45/100 (D+).

HD

Hold

45

out of 100

Grade: D+

Growth: 2.7Profit: 7.5Value: 3.3Quality: 5.8
Piotroski: 2/9Altman Z: 3.82

JMIA

Avoid

26

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-40.2%)

Margin of Safety

-40.2%

Fair Value

$242.18

Current Price

$339.50

$97.32 premium

UndervaluedFair: $242.18Overvalued

Intrinsic value data unavailable for JMIA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$338.15B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
145.5%10/10

Every $100 of equity generates 146 in profit

Altman Z-ScoreHealth
3.8210/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$2.29B8/10

Generating 2.3B in free cash flow

JMIA1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
34.4%10/10

Revenue surging 34.4% year-over-year

Areas to Watch

HD4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.112/10

Expensive relative to growth rate

Price/BookValuation
26.4x2/10

Trading at 26.4x book value

Revenue GrowthGrowth
-3.8%2/10

Revenue declined 3.8%

JMIA4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$935.09M3/10

Smaller company, higher risk/reward

Price/BookValuation
34.0x2/10

Trading at 34.0x book value

Return on EquityProfitability
-109.9%2/10

ROE of -109.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : JMIA

The strongest argument for JMIA centers on Revenue Growth. Revenue growth of 34.4% demonstrates continued momentum.

Bear Case : HD

The primary concerns for HD are Piotroski F-Score, PEG Ratio, Price/Book.

Bear Case : JMIA

The primary concerns for JMIA are EPS Growth, Market Cap, Price/Book.

Key Dynamics to Monitor

HD profiles as a value stock while JMIA is a hypergrowth play — different risk/reward profiles.

JMIA carries more volatility with a beta of 2.54 — expect wider price swings.

JMIA is growing revenue faster at 34.4% — sustainability is the question.

HD generates stronger free cash flow (2.3B), providing more financial flexibility.

Bottom Line

HD scores higher overall (45/100 vs 26/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Jumia Technologies AG

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany and the United Arab Emirates. The company is headquartered in Berlin, Germany.

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