The Home Depot Inc (HD)vsJumia Technologies AG (JMIA)
HD
The Home Depot Inc
$296.87
-2.78%
CONSUMER CYCLICAL · Cap: $304.98B
JMIA
Jumia Technologies AG
$7.02
+0.72%
CONSUMER CYCLICAL · Cap: $1.00B
Smart Verdict
WallStSmart Research — data-driven comparison
The Home Depot Inc generates 80621% more annual revenue ($169.18B vs $209.58M). HD leads profitability with a 8.4% profit margin vs -27.5%. HD earns a higher WallStSmart Score of 58/100 (C).
HD
Buy58
out of 100
Grade: C
JMIA
Avoid22
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-38.8%
Fair Value
$217.98
Current Price
$296.87
$78.89 premium
Margin of Safety
-36.5%
Fair Value
$7.17
Current Price
$7.02
$0.15 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 86 in profit
Safe zone — low bankruptcy risk
Generating 4.5B in free cash flow
No standout strengths identified
Areas to Watch
Expensive relative to growth rate
Trading at 17.8x book value
4.6% earnings growth
Weak financial health signals
0.0% earnings growth
Smaller company, higher risk/reward
Trading at 702.0x book value
ROE of -478.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : HD
The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.
Bull Case : JMIA
Revenue growth of 13.9% demonstrates continued momentum.
Bear Case : HD
The primary concerns for HD are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 3.77 is elevated, increasing financial risk.
Bear Case : JMIA
The primary concerns for JMIA are EPS Growth, Market Cap, Price/Book. Debt-to-equity of 15.68 is elevated, increasing financial risk.
Key Dynamics to Monitor
HD profiles as a value stock while JMIA is a turnaround play — different risk/reward profiles.
JMIA carries more volatility with a beta of 2.50 — expect wider price swings.
JMIA is growing revenue faster at 13.9% — sustainability is the question.
HD generates stronger free cash flow (4.5B), providing more financial flexibility.
Bottom Line
HD scores higher overall (58/100 vs 22/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Home Depot Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.
Jumia Technologies AG
CONSUMER CYCLICAL · INTERNET RETAIL · USA
Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany and the United Arab Emirates. The company is headquartered in Berlin, Germany.
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