Haverty Furniture Companies Inc (HVT)vsJumia Technologies AG (JMIA)
HVT
Haverty Furniture Companies Inc
$28.27
+2.17%
CONSUMER CYCLICAL · Cap: $447.93M
JMIA
Jumia Technologies AG
$7.02
+0.72%
CONSUMER CYCLICAL · Cap: $938.05M
Smart Verdict
WallStSmart Research — data-driven comparison
Haverty Furniture Companies Inc generates 272% more annual revenue ($780.39M vs $209.58M). HVT leads profitability with a 2.9% profit margin vs -27.5%. HVT earns a higher WallStSmart Score of 64/100 (C+).
HVT
Buy64
out of 100
Grade: C+
JMIA
Avoid22
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-53.0%
Fair Value
$17.21
Current Price
$28.27
$11.06 premium
Margin of Safety
-36.5%
Fair Value
$7.17
Current Price
$7.02
$0.15 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 100.0% YoY
Growing faster than its price suggests
No standout strengths identified
Areas to Watch
Smaller company, higher risk/reward
ROE of 4.0% — below average capital efficiency
2.9% margin — thin
Operating margin of 3.4%
0.0% earnings growth
Smaller company, higher risk/reward
Trading at 702.0x book value
ROE of -478.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT
The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bull Case : JMIA
Revenue growth of 13.9% demonstrates continued momentum.
Bear Case : HVT
The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.
Bear Case : JMIA
The primary concerns for JMIA are EPS Growth, Market Cap, Price/Book. Debt-to-equity of 15.68 is elevated, increasing financial risk.
Key Dynamics to Monitor
HVT profiles as a value stock while JMIA is a turnaround play — different risk/reward profiles.
JMIA carries more volatility with a beta of 2.50 — expect wider price swings.
JMIA is growing revenue faster at 13.9% — sustainability is the question.
HVT generates stronger free cash flow (18M), providing more financial flexibility.
Bottom Line
HVT scores higher overall (64/100 vs 22/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
Jumia Technologies AG
CONSUMER CYCLICAL · INTERNET RETAIL · USA
Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany and the United Arab Emirates. The company is headquartered in Berlin, Germany.
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