Floor & Decor Holdings Inc (FND)vsJumia Technologies AG (JMIA)
FND
Floor & Decor Holdings Inc
$49.09
+3.89%
CONSUMER CYCLICAL · Cap: $5.03B
JMIA
Jumia Technologies AG
$7.02
+0.72%
CONSUMER CYCLICAL · Cap: $938.05M
Smart Verdict
WallStSmart Research — data-driven comparison
Floor & Decor Holdings Inc generates 2148% more annual revenue ($4.71B vs $209.58M). FND leads profitability with a 4.9% profit margin vs -27.5%. FND earns a higher WallStSmart Score of 53/100 (C-).
FND
Buy53
out of 100
Grade: C-
JMIA
Avoid22
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+14.8%
Fair Value
$80.92
Current Price
$49.09
$31.83 discount
Margin of Safety
-36.5%
Fair Value
$7.17
Current Price
$7.02
$0.15 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 53.4% YoY
Reasonable price relative to book value
No standout strengths identified
Areas to Watch
Expensive relative to growth rate
3.0% revenue growth
4.9% margin — thin
0.0% earnings growth
Smaller company, higher risk/reward
Trading at 702.0x book value
ROE of -478.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : FND
The strongest argument for FND centers on EPS Growth, Price/Book.
Bull Case : JMIA
Revenue growth of 13.9% demonstrates continued momentum.
Bear Case : FND
The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.
Bear Case : JMIA
The primary concerns for JMIA are EPS Growth, Market Cap, Price/Book. Debt-to-equity of 15.68 is elevated, increasing financial risk.
Key Dynamics to Monitor
FND profiles as a value stock while JMIA is a turnaround play — different risk/reward profiles.
JMIA carries more volatility with a beta of 2.50 — expect wider price swings.
JMIA is growing revenue faster at 13.9% — sustainability is the question.
FND generates stronger free cash flow (96M), providing more financial flexibility.
Bottom Line
FND scores higher overall (53/100 vs 22/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Floor & Decor Holdings Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.
Visit Website →Jumia Technologies AG
CONSUMER CYCLICAL · INTERNET RETAIL · USA
Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany and the United Arab Emirates. The company is headquartered in Berlin, Germany.
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