Goosehead Insurance Inc (GSHD)vsMarsh & McLennan Companies Inc (MMC)
GSHD
Goosehead Insurance Inc
$41.19
-1.93%
FINANCIAL SERVICES · Cap: $1.55B
MMC
Marsh & McLennan Companies Inc
$182.70
-1.58%
FINANCIAL SERVICES · Cap: $89.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Marsh & McLennan Companies Inc generates 7155% more annual revenue ($26.45B vs $364.63M). MMC leads profitability with a 15.6% profit margin vs 7.6%. MMC trades at a lower P/E of 21.9x. MMC earns a higher WallStSmart Score of 62/100 (C+).
GSHD
Hold47
out of 100
Grade: D+
MMC
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-635.6%
Fair Value
$6.73
Current Price
$41.19
$34.46 premium
Margin of Safety
-222.6%
Fair Value
$56.64
Current Price
$182.70
$126.06 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 176 in profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.3%
Large-cap with strong market position
Every $100 of equity generates 29 in profit
Generating 2.3B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
7.6% margin — thin
Weak financial health signals
Premium valuation, high expectations priced in
Expensive relative to growth rate
0.0% earnings growth
Distress zone — elevated risk
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : GSHD
The strongest argument for GSHD centers on Return on Equity, Debt/Equity, Operating Margin. Revenue growth of 12.2% demonstrates continued momentum.
Bull Case : MMC
The strongest argument for MMC centers on Market Cap, Return on Equity, Free Cash Flow. Profitability is solid with margins at 15.6% and operating margin at 19.2%. Revenue growth of 11.5% demonstrates continued momentum.
Bear Case : GSHD
The primary concerns for GSHD are Market Cap, Profit Margin, Piotroski F-Score. A P/E of 42.4x leaves little room for execution misses.
Bear Case : MMC
The primary concerns for MMC are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
GSHD profiles as a value stock while MMC is a mature play — different risk/reward profiles.
GSHD carries more volatility with a beta of 1.62 — expect wider price swings.
GSHD is growing revenue faster at 12.2% — sustainability is the question.
MMC generates stronger free cash flow (2.3B), providing more financial flexibility.
Bottom Line
MMC scores higher overall (62/100 vs 47/100), backed by strong 15.6% margins and 11.5% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goosehead Insurance Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Goosehead Insurance, Inc. is a portfolio company of Goosehead Financial, LLC providing personal lines insurance agency services in the United States. The company is headquartered in Westlake, Texas.
Visit Website →Marsh & McLennan Companies Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Marsh McLennan (formerly known as Marsh & McLennan Companies) is a global professional services firm, headquartered in New York City with businesses in insurance brokerage, risk management, reinsurance services, talent management, investment advisory, and management consulting. Its four main operating companies are Marsh, Guy Carpenter, Mercer, and Oliver Wyman.
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