First American Corporation (FAF)vsNMI Holdings Inc (NMIH)
FAF
First American Corporation
$63.55
-1.30%
FINANCIAL SERVICES · Cap: $6.49B
NMIH
NMI Holdings Inc
$42.11
-1.10%
FINANCIAL SERVICES · Cap: $3.06B
Smart Verdict
WallStSmart Research — data-driven comparison
First American Corporation generates 1007% more annual revenue ($8.09B vs $730.78M). NMIH leads profitability with a 54.1% profit margin vs 9.1%. NMIH appears more attractively valued with a PEG of 1.66. NMIH earns a higher WallStSmart Score of 71/100 (B).
FAF
Buy56
out of 100
Grade: C
NMIH
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 54 of every $100 in revenue as profit
Strong operational efficiency at 76.7%
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
Earnings declined 6.5%
Expensive relative to growth rate
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : FAF
The strongest argument for FAF centers on P/E Ratio, Price/Book.
Bull Case : NMIH
The strongest argument for NMIH centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.1% and operating margin at 76.7%.
Bear Case : FAF
The primary concerns for FAF are PEG Ratio, EPS Growth.
Bear Case : NMIH
The primary concerns for NMIH are PEG Ratio, Piotroski F-Score.
Key Dynamics to Monitor
FAF profiles as a value stock while NMIH is a mature play — different risk/reward profiles.
FAF carries more volatility with a beta of 1.26 — expect wider price swings.
NMIH is growing revenue faster at 8.1% — sustainability is the question.
FAF generates stronger free cash flow (197M), providing more financial flexibility.
Bottom Line
NMIH scores higher overall (71/100 vs 56/100), backed by strong 54.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First American Corporation
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.
NMI Holdings Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
NMI Holdings, Inc. provides private home equity insurance services in the United States. The company is headquartered in Emeryville, California.
Compare with Other INSURANCE - SPECIALTY Stocks
Want to dig deeper into these stocks?