First American Corporation (FAF)vsNMI Holdings Inc (NMIH)

FAF

First American Corporation

NYSE

$78.17

-1.25%

FINANCIAL SERVICES · Cap: $7.44B

NMIH

NMI Holdings Inc

NASDAQ

$43.44

-2.03%

FINANCIAL SERVICES · Cap: $3.24B

⚡

Smart Verdict

WallStSmart Research — data-driven comparison

First American Corporation generates 976% more annual revenue ($7.71B vs $716.67M). NMIH leads profitability with a 53.8% profit margin vs 8.7%. NMIH appears more attractively valued with a PEG of 1.66. FAF earns a higher WallStSmart Score of 68/100 (B-).

FAF

Strong Buy

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 5.7Quality: 7.3

Piotroski: 5/9

NMIH

Strong Buy

out of 100

Grade: B-

Growth: 6.0Profit: 9.0Value: 6.3Quality: 6.0

Piotroski: 2/9Altman Z: 2.75

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FAF4 strengths · Avg: 9.5/10

P/E RatioValuation

11.2x10/10

Attractively priced relative to earnings

Price/BookValuation

1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth

70.4%10/10

Earnings expanding 70.4% YoY

Revenue GrowthGrowth

16.2%8/10

16.2% revenue growth

NMIH5 strengths · Avg: 10.0/10

P/E RatioValuation

8.7x10/10

Attractively priced relative to earnings

Price/BookValuation

1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability

53.8%10/10

Keeps 54 of every $100 in revenue as profit

Operating MarginProfitability

72.0%10/10

Strong operational efficiency at 72.0%

Debt/EquityHealth

0.0010/10

Conservative balance sheet, low leverage

Areas to Watch

FAF1 concerns · Avg: 2.0/10

PEG RatioValuation

2.982/10

Expensive relative to growth rate

NMIH3 concerns · Avg: 3.7/10

PEG RatioValuation

1.664/10

Expensive relative to growth rate

EPS GrowthGrowth

0.0%4/10

0.0% earnings growth

Piotroski F-ScoreQuality

2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 16.2% demonstrates continued momentum.

Bull Case : NMIH

The strongest argument for NMIH centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 53.8% and operating margin at 72.0%.

Bear Case : FAF

The primary concerns for FAF are PEG Ratio.

Bear Case : NMIH

The primary concerns for NMIH are PEG Ratio, EPS Growth, Piotroski F-Score.

Key Dynamics to Monitor

FAF profiles as a growth stock while NMIH is a mature play — different risk/reward profiles.

FAF carries more volatility with a beta of 1.25 — expect wider price swings.

FAF is growing revenue faster at 16.2% — sustainability is the question.

FAF generates stronger free cash flow (317M), providing more financial flexibility.

Bottom Line

FAF scores higher overall (68/100 vs 67/100) and 16.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

NMI Holdings Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

NMI Holdings, Inc. provides private home equity insurance services in the United States. The company is headquartered in Emeryville, California.

Compare with Other INSURANCE - SPECIALTY Stocks

FAF vs FNF FAF vs RYAN FAF vs AXS FAF vs ACT FAF vs MTG NMIH vs FNF NMIH vs RYAN NMIH vs AXS NMIH vs ACT NMIH vs MTG

Want to dig deeper into these stocks?

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