First American Corporation (FAF)vsJames River Group Holdings Ltd (JRVR)
FAF
First American Corporation
$69.59
-3.29%
FINANCIAL SERVICES · Cap: $7.43B
JRVR
James River Group Holdings Ltd
$3.69
-2.64%
FINANCIAL SERVICES · Cap: $182.18M
Smart Verdict
WallStSmart Research — data-driven comparison
First American Corporation generates 1122% more annual revenue ($7.98B vs $653.21M). FAF leads profitability with a 9.3% profit margin vs 4.7%. JRVR trades at a lower P/E of 8.9x. FAF earns a higher WallStSmart Score of 70/100 (B).
FAF
Strong Buy70
out of 100
Grade: B
JRVR
Hold50
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 50.4% YoY
15.0% revenue growth
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 57.2% YoY
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 4.7% — below average capital efficiency
4.7% margin — thin
Revenue declined 7.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : FAF
The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 15.0% demonstrates continued momentum.
Bull Case : JRVR
The strongest argument for JRVR centers on P/E Ratio, Price/Book, EPS Growth.
Bear Case : FAF
The primary concerns for FAF are PEG Ratio.
Bear Case : JRVR
The primary concerns for JRVR are Market Cap, Return on Equity, Profit Margin. Thin 4.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
FAF carries more volatility with a beta of 1.23 — expect wider price swings.
FAF is growing revenue faster at 15.0% — sustainability is the question.
FAF generates stronger free cash flow (317M), providing more financial flexibility.
Monitor INSURANCE - SPECIALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
FAF scores higher overall (70/100 vs 50/100) and 15.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First American Corporation
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.
James River Group Holdings Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
James River Group Holdings, Ltd., offers specialized insurance and reinsurance services in the United States. The company is headquartered in Pembroke, Bermuda.
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