JRVR
James River Group Holdings Ltd
NASDAQ: JRVR · FINANCIAL SERVICES · INSURANCE - SPECIALTY
$3.69
-2.64% today
Updated 2026-09-18
Market cap
$182.18M
P/E ratio
8.95
P/S ratio
0.28x
EPS (TTM)
$0.44
Dividend yield
1.02%
52W range
$4 – $7
Volume
0.3M
WallStSmart proprietary scores
50
out of 100
Grade: C
Hold
Investment rating
5.3
Growth
C+4.8
Quality
C4.5
Profitability
C6.7
Valuation
B5/9
Piotroski F-Score
Moderate
0.1
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →253 stocks currently score above 75
Price targets
Analyst target
$4.73
+28.05%
12-Month target
$5.03
+36.31%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
Insufficient data
Risks
- Altman Z 0.10 — distress zone
- Thin margins at 4.68%
- Negative free cash flow $-5.95M
- Revenue declining -7.70% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $661.51M | $812.01M | $707.63M | $687.61M | $653.21M |
| Net income | $30.97M | $-107.68M | $-81.12M | $47.43M | $6.40M |
| EPS | — | — | — | — | $0.44 |
| Free cash flow | $214.51M | $81.52M | $-251.97M | $-23.59M | $-5.95M |
| Profit margin | 4.68% | -13.26% | -11.46% | 6.90% | 4.68% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-05 | MILLER, JEANETTE L | Sale | 4,126 | $6.44 |
| 2026-03-05 | MCCOY, JAMES PAUL | Sale | 4,517 | $6.44 |
| 2026-03-05 | HOFFMANN, MICHAEL J. | Sale | 8,939 | $6.44 |
Peer comparison
Smart narrative
James River Group Holdings Ltd trades at $3.69. representing a P/E of 8.95x trailing earnings. Our Smart Value Score of 50/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.10, it sits in the distress. TTM revenue stands at $653.21M. with profit margins at 4.68%.
Frequently asked questions
What is James River Group Holdings Ltd's stock price?
James River Group Holdings Ltd (JRVR) trades at $3.69, on a P/E of 9.0x and a P/S of 0.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is James River Group Holdings Ltd overvalued?
James River Group Holdings Ltd carries a Smart Value Score of 50/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of James River Group Holdings Ltd (JRVR)?
The 12-month analyst consensus target is $4.73, about 28.0% above the current $3.69. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is James River Group Holdings Ltd's revenue?
James River Group Holdings Ltd's trailing twelve-month revenue is $653.21M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
James River Group Holdings Ltd's Altman Z-Score is 0.10, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - SPECIALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.28x
ROE4.74%
Beta-0.21
50D MA$4.35
200D MA$5.44
Shares out0.05B
Float0.04B
Short ratio—
Avg volume0.3M
Performance
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YTD—
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