WallStSmart

eHealth Inc (EHTH)vsWillis Towers Watson PLC (WTW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Willis Towers Watson PLC generates 1771% more annual revenue ($9.90B vs $528.91M). WTW leads profitability with a 16.8% profit margin vs 6.3%. EHTH appears more attractively valued with a PEG of 0.72. WTW earns a higher WallStSmart Score of 74/100 (B).

EHTH

Hold

49

out of 100

Grade: D+

Growth: 4.0Profit: 4.5Value: 6.0Quality: 8.0
Piotroski: 2/9Altman Z: 2.90

WTW

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 7.5Value: 6.3Quality: 4.5
Piotroski: 4/9Altman Z: 0.91

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EHTH3 strengths · Avg: 9.0/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.728/10

Growing faster than its price suggests

WTW4 strengths · Avg: 8.3/10
Return on EquityProfitability
20.9%9/10

Every $100 of equity generates 21 in profit

P/E RatioValuation
15.4x8/10

Attractively priced relative to earnings

Operating MarginProfitability
20.5%8/10

Strong operational efficiency at 20.5%

EPS GrowthGrowth
33.0%8/10

Earnings expanding 33.0% YoY

Areas to Watch

EHTH4 concerns · Avg: 3.0/10
Market CapQuality
$54.91M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.5%3/10

ROE of 3.5% — below average capital efficiency

Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

WTW2 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-65.00M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.912/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EHTH

The strongest argument for EHTH centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bull Case : WTW

The strongest argument for WTW centers on Return on Equity, P/E Ratio, Operating Margin. Profitability is solid with margins at 16.8% and operating margin at 20.5%. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bear Case : EHTH

The primary concerns for EHTH are Market Cap, Return on Equity, Profit Margin.

Bear Case : WTW

The primary concerns for WTW are Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

EHTH profiles as a value stock while WTW is a mature play — different risk/reward profiles.

EHTH carries more volatility with a beta of 1.48 — expect wider price swings.

WTW is growing revenue faster at 8.5% — sustainability is the question.

EHTH generates stronger free cash flow (36M), providing more financial flexibility.

Bottom Line

WTW scores higher overall (74/100 vs 49/100), backed by strong 16.8% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

eHealth Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China. The company is headquartered in Santa Clara, California.

Willis Towers Watson PLC

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Willis Towers Watson PLC (WTW) is a premier global advisory, broking, and solutions firm specializing in risk management, insurance, and consulting services. Operating in over 140 countries, WTW combines advanced data analytics and innovative technology to provide customized solutions in critical areas such as health, retirement, and talent management. Serving a wide array of clients from multinational corporations to smaller businesses, WTW is committed to driving sustainable growth and enhancing client engagement, positioning itself as a trusted advisor in a complex and rapidly changing market environment. Its strategic initiatives aim to address the evolving needs of clients, solidifying its role as a leader in the industry.

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