WallStSmart

Aon PLC (AON)vseHealth Inc (EHTH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Aon PLC generates 3206% more annual revenue ($17.49B vs $528.91M). AON leads profitability with a 22.5% profit margin vs 6.3%. EHTH appears more attractively valued with a PEG of 0.72. AON earns a higher WallStSmart Score of 70/100 (B).

AON

Strong Buy

70

out of 100

Grade: B

Growth: 7.3Profit: 8.5Value: 5.0Quality: 4.5
Piotroski: 6/9Altman Z: 0.82

EHTH

Hold

49

out of 100

Grade: D+

Growth: 4.0Profit: 4.5Value: 6.0Quality: 8.0
Piotroski: 2/9Altman Z: 2.90

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AON6 strengths · Avg: 9.0/10
Return on EquityProfitability
40.1%10/10

Every $100 of equity generates 40 in profit

Operating MarginProfitability
35.8%10/10

Strong operational efficiency at 35.8%

Market CapQuality
$67.89B9/10

Large-cap with strong market position

Profit MarginProfitability
22.5%9/10

Keeps 23 of every $100 in revenue as profit

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
27.1%8/10

Earnings expanding 27.1% YoY

EHTH3 strengths · Avg: 9.0/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.728/10

Growing faster than its price suggests

Areas to Watch

AON3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.563/10

Elevated debt levels

PEG RatioValuation
2.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.822/10

Distress zone — elevated risk

EHTH4 concerns · Avg: 3.0/10
Market CapQuality
$54.91M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.5%3/10

ROE of 3.5% — below average capital efficiency

Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : AON

The strongest argument for AON centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 22.5% and operating margin at 35.8%.

Bull Case : EHTH

The strongest argument for EHTH centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bear Case : AON

The primary concerns for AON are Debt/Equity, PEG Ratio, Altman Z-Score. Debt-to-equity of 1.56 is elevated, increasing financial risk.

Bear Case : EHTH

The primary concerns for EHTH are Market Cap, Return on Equity, Profit Margin.

Key Dynamics to Monitor

AON profiles as a mature stock while EHTH is a value play — different risk/reward profiles.

EHTH carries more volatility with a beta of 1.48 — expect wider price swings.

AON is growing revenue faster at 6.5% — sustainability is the question.

AON generates stronger free cash flow (363M), providing more financial flexibility.

Bottom Line

AON scores higher overall (70/100 vs 49/100), backed by strong 22.5% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Aon PLC

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Aon plc is a multinational professional services firm that sells a range of financial risk-mitigation products, including insurance, pension administration, and health-insurance plans.

eHealth Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China. The company is headquartered in Santa Clara, California.

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