Arthur J Gallagher & Co (AJG)vsWillis Towers Watson PLC (WTW)
AJG
Arthur J Gallagher & Co
$198.87
-1.52%
FINANCIAL SERVICES · Cap: $51.10B
WTW
Willis Towers Watson PLC
$256.36
-0.66%
FINANCIAL SERVICES · Cap: $23.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Arthur J Gallagher & Co generates 43% more annual revenue ($14.20B vs $9.90B). WTW leads profitability with a 16.8% profit margin vs 11.4%. AJG appears more attractively valued with a PEG of 0.88. WTW earns a higher WallStSmart Score of 74/100 (B).
AJG
Strong Buy72
out of 100
Grade: B
WTW
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 34.6% year-over-year
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 28.2%
Every $100 of equity generates 21 in profit
Attractively priced relative to earnings
Strong operational efficiency at 20.5%
Earnings expanding 33.0% YoY
Areas to Watch
Premium valuation, high expectations priced in
ROE of 7.0% — below average capital efficiency
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AJG
The strongest argument for AJG centers on Revenue Growth, Market Cap, PEG Ratio. Revenue growth of 34.6% demonstrates continued momentum. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bull Case : WTW
The strongest argument for WTW centers on Return on Equity, P/E Ratio, Operating Margin. Profitability is solid with margins at 16.8% and operating margin at 20.5%. PEG of 1.08 suggests the stock is reasonably priced for its growth.
Bear Case : AJG
The primary concerns for AJG are P/E Ratio, Return on Equity, Altman Z-Score.
Bear Case : WTW
The primary concerns for WTW are Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
AJG profiles as a growth stock while WTW is a mature play — different risk/reward profiles.
AJG carries more volatility with a beta of 0.55 — expect wider price swings.
AJG is growing revenue faster at 34.6% — sustainability is the question.
AJG generates stronger free cash flow (713M), providing more financial flexibility.
Bottom Line
WTW scores higher overall (74/100 vs 72/100), backed by strong 16.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arthur J Gallagher & Co
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.
Willis Towers Watson PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Willis Towers Watson PLC (WTW) is a premier global advisory, broking, and solutions firm specializing in risk management, insurance, and consulting services. Operating in over 140 countries, WTW combines advanced data analytics and innovative technology to provide customized solutions in critical areas such as health, retirement, and talent management. Serving a wide array of clients from multinational corporations to smaller businesses, WTW is committed to driving sustainable growth and enhancing client engagement, positioning itself as a trusted advisor in a complex and rapidly changing market environment. Its strategic initiatives aim to address the evolving needs of clients, solidifying its role as a leader in the industry.
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