WallStSmart

EastGroup Properties Inc (EGP)vsChicago Atlantic Real Estate Finance Inc (REFI)

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Smart Verdict

WallStSmart Research — data-driven comparison

EastGroup Properties Inc generates 1408% more annual revenue ($751.42M vs $49.83M). REFI leads profitability with a 61.8% profit margin vs 40.6%. REFI trades at a lower P/E of 7.1x. EGP earns a higher WallStSmart Score of 57/100 (C).

EGP

Buy

57

out of 100

Grade: C

Growth: 7.3Profit: 8.0Value: 3.3Quality: 5.5
Piotroski: 4/9Altman Z: 1.26

REFI

Hold

48

out of 100

Grade: D+

Growth: 3.3Profit: 8.0Value: 6.7Quality: 4.8
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EGPFair Value (-3.2%)

Margin of Safety

-3.2%

Fair Value

$183.95

Current Price

$202.74

$18.79 premium

UndervaluedFair: $183.95Overvalued

Intrinsic value data unavailable for REFI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EGP2 strengths · Avg: 10.0/10
Profit MarginProfitability
40.6%10/10

Keeps 41 of every $100 in revenue as profit

Operating MarginProfitability
40.8%10/10

Strong operational efficiency at 40.8%

REFI4 strengths · Avg: 10.0/10
P/E RatioValuation
7.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Profit MarginProfitability
61.8%10/10

Keeps 62 of every $100 in revenue as profit

Operating MarginProfitability
54.3%10/10

Strong operational efficiency at 54.3%

Areas to Watch

EGP3 concerns · Avg: 2.7/10
P/E RatioValuation
36.6x4/10

Premium valuation, high expectations priced in

PEG RatioValuation
8.422/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.262/10

Distress zone — elevated risk

REFI4 concerns · Avg: 2.5/10
Market CapQuality
$216.77M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-34.2%2/10

Revenue declined 34.2%

EPS GrowthGrowth
-51.1%2/10

Earnings declined 51.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : EGP

The strongest argument for EGP centers on Profit Margin, Operating Margin. Profitability is solid with margins at 40.6% and operating margin at 40.8%.

Bull Case : REFI

The strongest argument for REFI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 61.8% and operating margin at 54.3%.

Bear Case : EGP

The primary concerns for EGP are P/E Ratio, PEG Ratio, Altman Z-Score.

Bear Case : REFI

The primary concerns for REFI are Market Cap, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

EGP profiles as a mature stock while REFI is a declining play — different risk/reward profiles.

EGP carries more volatility with a beta of 1.04 — expect wider price swings.

EGP is growing revenue faster at 9.1% — sustainability is the question.

EGP generates stronger free cash flow (146M), providing more financial flexibility.

Bottom Line

EGP scores higher overall (57/100 vs 48/100), backed by strong 40.6% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EastGroup Properties Inc

REAL ESTATE · REIT - INDUSTRIAL · USA

EastGroup Properties, Inc. (NYSE: EGP), an S&P MidCap 400 company, is a self-managed capital real estate investment trust focused on the development, acquisition and operation of industrial properties in Sunbelt's major markets in the United States. with an emphasis on the states of Florida, Texas, Arizona, California and North Carolina.

Chicago Atlantic Real Estate Finance Inc

REAL ESTATE · REIT - MORTGAGE · USA

Chicago Atlantic Real Estate Finance Inc. is a focused Real Estate Investment Trust (REIT) dedicated to delivering innovative financing to the burgeoning cannabis sector. By employing a strategic portfolio management approach and leveraging extensive industry expertise, the company aims to seize lucrative growth opportunities in this specialized market. Chicago Atlantic emphasizes rigorous risk management and regulatory compliance, allowing it to provide attractive risk-adjusted returns while maximizing shareholder value. With a robust leadership team at the helm, the firm is well-positioned to navigate the complexities of this evolving landscape and ensure sustained success for its investors.

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