CubeSmart (CUBE)vsChicago Atlantic Real Estate Finance Inc (REFI)
CUBE
CubeSmart
$40.28
+2.83%
REAL ESTATE · Cap: $9.20B
REFI
Chicago Atlantic Real Estate Finance Inc
$12.25
+2.42%
REAL ESTATE · Cap: $259.79M
Smart Verdict
WallStSmart Research — data-driven comparison
CubeSmart generates 1976% more annual revenue ($1.13B vs $54.66M). REFI leads profitability with a 65.9% profit margin vs 28.9%. REFI trades at a lower P/E of 7.3x. REFI earns a higher WallStSmart Score of 51/100 (C-).
CUBE
Hold49
out of 100
Grade: D+
REFI
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+33.3%
Fair Value
$57.89
Current Price
$40.28
$17.61 discount
Margin of Safety
+18.7%
Fair Value
$14.64
Current Price
$12.25
$2.39 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 40.3%
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 66 of every $100 in revenue as profit
Strong operational efficiency at 57.7%
Areas to Watch
Moderate valuation
3.3% revenue growth
Elevated debt levels
Weak financial health signals
2.7% revenue growth
Smaller company, higher risk/reward
Earnings declined 3.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : CUBE
The strongest argument for CUBE centers on Operating Margin, Profit Margin. Profitability is solid with margins at 28.9% and operating margin at 40.3%.
Bull Case : REFI
The strongest argument for REFI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 65.9% and operating margin at 57.7%.
Bear Case : CUBE
The primary concerns for CUBE are P/E Ratio, Revenue Growth, Debt/Equity.
Bear Case : REFI
The primary concerns for REFI are Revenue Growth, Market Cap, EPS Growth.
Key Dynamics to Monitor
CUBE carries more volatility with a beta of 1.13 — expect wider price swings.
CUBE is growing revenue faster at 3.3% — sustainability is the question.
CUBE generates stronger free cash flow (149M), providing more financial flexibility.
Monitor REIT - INDUSTRIAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
REFI scores higher overall (51/100 vs 49/100), backed by strong 65.9% margins. CUBE offers better value entry with a 33.3% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CubeSmart
REAL ESTATE · REIT - INDUSTRIAL · USA
CubeSmart is a self-managed and self-managed real estate investment trust.
Visit Website →Chicago Atlantic Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
Chicago Atlantic Real Estate Finance Inc. is a specialized Real Estate Investment Trust (REIT) dedicated to providing secured financing solutions primarily to the rapidly growing cannabis industry. The company is uniquely positioned to capitalize on this burgeoning sector, aiming to enhance shareholder value through a diversified and strategically managed portfolio. With a robust risk management framework and an experienced management team possessing profound industry knowledge, Chicago Atlantic is well-equipped to navigate the complex regulatory landscapes, seeking to deliver attractive risk-adjusted returns for institutional investors.
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