REFI
Chicago Atlantic Real Estate Finance Inc
NASDAQ: REFI · REAL ESTATE · REIT - MORTGAGE
$12.25
+2.42% today
Updated 2026-05-05
Market cap
$259.79M
P/E ratio
7.29
P/S ratio
4.75x
EPS (TTM)
$1.68
Dividend yield
15.70%
52W range
$11 – $13
Volume
0.2M
WallStSmart proprietary scores
51
out of 100
Grade: C
Hold
Investment rating
4.0
Growth
C5.0
Quality
C+8.5
Profitability
A7.7
Valuation
B+—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →197 stocks currently score above 75
Price targets
Analyst target
$16.00
+30.61%
12-Month target
$11.53
-5.88%
Intrinsic (DCF)
$14.64
Margin of safety
+18.72%
Price chart
Stock snapshot
Strengths
+ Profit margin 65.90% — above average
+ Free cash flow $6.52M — positive
+ 18.72% below intrinsic value
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $48.86M | $57.33M | $54.78M | $63.10M | $54.66M |
| Net income | $32.29M | $38.71M | $37.05M | $36.01M | $8.16M |
| EPS | — | — | — | — | $1.68 |
| Free cash flow | $3.41M | $28.42M | $23.16M | $28.79B | $6.52M |
| Profit margin | 66.10% | 67.52% | 67.62% | 57.07% | 65.90% |
Peer comparison
Smart narrative
Chicago Atlantic Real Estate Finance Inc trades at $12.25. representing a P/E of 7.29x trailing earnings. Our Smart Value Score of 51/100 indicates the stock is fair. TTM revenue stands at $54.66M. with profit margins at 65.90%. Our DCF model estimates intrinsic value at $14.64.
Frequently asked questions
What is Chicago Atlantic Real Estate Finance Inc's stock price?
Chicago Atlantic Real Estate Finance Inc (REFI) trades at $12.25.
Is Chicago Atlantic Real Estate Finance Inc overvalued?
Smart Value Score 51/100 (Grade C, Hold). DCF value $14.64.
What is the price target of Chicago Atlantic Real Estate Finance Inc (REFI)?
The analyst target price is $16.00, representing +30.6% upside from the current price of $12.25.
What is the intrinsic value of Chicago Atlantic Real Estate Finance Inc (REFI)?
Based on our DCF model, intrinsic value is $14.64, a +18.7% margin of safety versus $12.25.
What is Chicago Atlantic Real Estate Finance Inc's revenue?
TTM revenue is $54.66M.
Company info
SectorREAL ESTATE
IndustryREIT - MORTGAGE
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.75x
ROE11.70%
Beta0.32
50D MA$11.96
200D MA$12.71
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.2M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—