REFI
Chicago Atlantic Real Estate Finance Inc
NASDAQ: REFI · REAL ESTATE · REIT - MORTGAGE
$11.34
-1.95% today
Updated 2026-06-03
Market cap
$244.05M
P/E ratio
7.95
P/S ratio
4.90x
EPS (TTM)
$1.44
Dividend yield
16.90%
52W range
$11 – $13
Volume
0.2M
WallStSmart proprietary scores
49
out of 100
Grade: C
Sell
Investment rating
3.3
Growth
D4.8
Quality
C8.0
Profitability
A6.7
Valuation
B2/9
Piotroski F-Score
Weak
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$16.38
+44.44%
12-Month target
$11.53
+1.68%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 61.80% — above average
+ Free cash flow $3.16M — positive
+ Debt/equity 0.38x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Revenue declining -34.20% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $48.86M | $57.33M | $54.78M | $63.10M | $49.83M |
| Net income | $32.29M | $38.71M | $37.05M | $36.01M | $4.84M |
| EPS | — | — | — | — | $1.44 |
| Free cash flow | $3.41M | $28.42M | $23.16M | $28.79M | $3.16M |
| Profit margin | 66.10% | 67.52% | 67.62% | 57.07% | 61.80% |
Peer comparison
Smart narrative
Chicago Atlantic Real Estate Finance Inc trades at $11.34. representing a P/E of 7.95x trailing earnings. Our Smart Value Score of 49/100 indicates the stock is fair. The company scores 2/9 on the Piotroski F-Score. TTM revenue stands at $49.83M. with profit margins at 61.80%.
Frequently asked questions
What is Chicago Atlantic Real Estate Finance Inc's stock price?
Chicago Atlantic Real Estate Finance Inc (REFI) trades at $11.34, on a P/E of 8.0x and a P/S of 4.9x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Chicago Atlantic Real Estate Finance Inc overvalued?
Chicago Atlantic Real Estate Finance Inc carries a Smart Value Score of 49/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Chicago Atlantic Real Estate Finance Inc (REFI)?
The 12-month analyst consensus target is $16.38, about 44.4% above the current $11.34. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Chicago Atlantic Real Estate Finance Inc's revenue?
Chicago Atlantic Real Estate Finance Inc's trailing twelve-month revenue is $49.83M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorREAL ESTATE
IndustryREIT - MORTGAGE
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.90x
ROE10.00%
Beta0.30
50D MA$11.59
200D MA$12.33
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.2M
Performance
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