WallStSmart

Ennis Inc (EBF)vsGlobal Payments Inc (GPN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 2492% more annual revenue ($10.21B vs $393.82M). EBF leads profitability with a 10.8% profit margin vs -9.2%. GPN appears more attractively valued with a PEG of 0.27. EBF earns a higher WallStSmart Score of 60/100 (C+).

EBF

Buy

60

out of 100

Grade: C+

Growth: 3.3Profit: 6.5Value: 6.0Quality: 9.0
Piotroski: 4/9Altman Z: 6.11

GPN

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 4.0Value: 8.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EBFSignificantly Overvalued (-60.2%)

Margin of Safety

-60.2%

Fair Value

$12.81

Current Price

$21.30

$8.49 premium

UndervaluedFair: $12.81Overvalued
GPNUndervalued (+49.5%)

Margin of Safety

+49.5%

Fair Value

$142.91

Current Price

$88.29

$54.62 discount

UndervaluedFair: $142.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EBF5 strengths · Avg: 8.8/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.1110/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.738/10

Growing faster than its price suggests

P/E RatioValuation
12.8x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

GPN3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2710/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
68.6%10/10

Revenue surging 68.6% year-over-year

Areas to Watch

EBF3 concerns · Avg: 3.7/10
Revenue GrowthGrowth
1.5%4/10

1.5% revenue growth

EPS GrowthGrowth
3.2%4/10

3.2% earnings growth

Market CapQuality
$538.85M3/10

Smaller company, higher risk/reward

GPN4 concerns · Avg: 2.0/10
P/E RatioValuation
44.0x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-4.1%2/10

ROE of -4.1% — below average capital efficiency

EPS GrowthGrowth
-95.2%2/10

Earnings declined 95.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EBF

The strongest argument for EBF centers on Debt/Equity, Altman Z-Score, PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 68.6% demonstrates continued momentum. PEG of 0.27 suggests the stock is reasonably priced for its growth.

Bear Case : EBF

The primary concerns for EBF are Revenue Growth, EPS Growth, Market Cap.

Bear Case : GPN

The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth. A P/E of 44.0x leaves little room for execution misses.

Key Dynamics to Monitor

EBF profiles as a value stock while GPN is a hypergrowth play — different risk/reward profiles.

GPN carries more volatility with a beta of 0.78 — expect wider price swings.

GPN is growing revenue faster at 68.6% — sustainability is the question.

GPN generates stronger free cash flow (427M), providing more financial flexibility.

Bottom Line

EBF scores higher overall (60/100 vs 59/100). GPN offers better value entry with a 49.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ennis Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Ennis, Inc. designs, manufactures, and sells business forms and other business products in the United States. The company is headquartered in Midlothian, Texas.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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