WallStSmart

Copa Holdings SA (CPA)vsRyanair Holdings PLC ADR (RYAAY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ryanair Holdings PLC ADR generates 324% more annual revenue ($15.33B vs $3.62B). CPA leads profitability with a 18.6% profit margin vs 14.6%. RYAAY appears more attractively valued with a PEG of 0.83. CPA earns a higher WallStSmart Score of 77/100 (B+).

CPA

Strong Buy

77

out of 100

Grade: B+

Growth: 6.0Profit: 8.5Value: 10.0Quality: 6.5
Piotroski: 3/9Altman Z: 2.09

RYAAY

Buy

55

out of 100

Grade: C-

Growth: 6.0Profit: 7.0Value: 7.3Quality: 6.0
Piotroski: 4/9Altman Z: 1.85
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPAUndervalued (+40.6%)

Margin of Safety

+40.6%

Fair Value

$253.50

Current Price

$108.98

$144.52 discount

UndervaluedFair: $253.50Overvalued
RYAAYSignificantly Overvalued (-96.1%)

Margin of Safety

-96.1%

Fair Value

$33.18

Current Price

$57.63

$24.45 premium

UndervaluedFair: $33.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPA5 strengths · Avg: 8.6/10
P/E RatioValuation
7.0x10/10

Attractively priced relative to earnings

Return on EquityProfitability
26.1%9/10

Every $100 of equity generates 26 in profit

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.5%8/10

Strong operational efficiency at 22.5%

RYAAY4 strengths · Avg: 8.5/10
Return on EquityProfitability
26.4%9/10

Every $100 of equity generates 26 in profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.838/10

Growing faster than its price suggests

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Areas to Watch

CPA1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

RYAAY4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.854/10

Grey zone — moderate risk

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

EPS GrowthGrowth
-79.0%2/10

Earnings declined 79.0%

Free Cash FlowQuality
$-392.53M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CPA

The strongest argument for CPA centers on P/E Ratio, Return on Equity, PEG Ratio. Profitability is solid with margins at 18.6% and operating margin at 22.5%. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : RYAAY

The strongest argument for RYAAY centers on Return on Equity, Debt/Equity, PEG Ratio. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bear Case : CPA

The primary concerns for CPA are Piotroski F-Score.

Bear Case : RYAAY

The primary concerns for RYAAY are Altman Z-Score, Operating Margin, EPS Growth.

Key Dynamics to Monitor

CPA profiles as a mature stock while RYAAY is a value play — different risk/reward profiles.

RYAAY carries more volatility with a beta of 1.01 — expect wider price swings.

CPA is growing revenue faster at 9.6% — sustainability is the question.

CPA generates stronger free cash flow (352M), providing more financial flexibility.

Bottom Line

CPA scores higher overall (77/100 vs 55/100), backed by strong 18.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Copa Holdings SA

INDUSTRIALS · AIRLINES · USA

Copa Holdings, SA, provides airline passenger and cargo services. The company is headquartered in Panama City, Panama.

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Ryanair Holdings PLC ADR

INDUSTRIALS · AIRLINES · USA

Ryanair Holdings plc, offers regular passenger airline services in Ireland, the United Kingdom, Italy, Spain, Germany and other European countries. The company is headquartered in Swords, Ireland.

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