WallStSmart

Copa Holdings SA (CPA)vsRyanair Holdings PLC ADR (RYAAY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ryanair Holdings PLC ADR generates 291% more annual revenue ($15.59B vs $3.99B). CPA leads profitability with a 15.7% profit margin vs 12.1%. CPA appears more attractively valued with a PEG of 0.95. CPA earns a higher WallStSmart Score of 70/100 (B-).

CPA

Strong Buy

70

out of 100

Grade: B-

Growth: 5.3Profit: 7.0Value: 7.3Quality: 6.5
Piotroski: 3/9Altman Z: 2.09

RYAAY

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.5Value: 6.7Quality: 7.0
Piotroski: 6/9Altman Z: 2.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPAFair Value (-0.3%)

Margin of Safety

-0.3%

Fair Value

$150.21

Current Price

$129.15

$21.06 premium

UndervaluedFair: $150.21Overvalued
RYAAYUndervalued (+65.2%)

Margin of Safety

+65.2%

Fair Value

$187.14

Current Price

$53.80

$133.34 discount

UndervaluedFair: $187.14Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPA6 strengths · Avg: 8.7/10
P/E RatioValuation
8.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
24.6%9/10

Every $100 of equity generates 25 in profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
25.7%8/10

Revenue surging 25.7% year-over-year

RYAAY3 strengths · Avg: 8.7/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

CPA3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-53.8%2/10

Earnings declined 53.8%

Free Cash FlowQuality
$-49.47M2/10

Negative free cash flow — burning cash

RYAAY3 concerns · Avg: 2.7/10
Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

PEG RatioValuation
5.192/10

Expensive relative to growth rate

EPS GrowthGrowth
-33.1%2/10

Earnings declined 33.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : CPA

The strongest argument for CPA centers on P/E Ratio, Return on Equity, Debt/Equity. Profitability is solid with margins at 15.7% and operating margin at 8.7%. Revenue growth of 25.7% demonstrates continued momentum.

Bull Case : RYAAY

The strongest argument for RYAAY centers on Debt/Equity, P/E Ratio, Price/Book.

Bear Case : CPA

The primary concerns for CPA are Piotroski F-Score, EPS Growth, Free Cash Flow.

Bear Case : RYAAY

The primary concerns for RYAAY are Revenue Growth, PEG Ratio, EPS Growth.

Key Dynamics to Monitor

CPA profiles as a growth stock while RYAAY is a value play — different risk/reward profiles.

CPA carries more volatility with a beta of 0.97 — expect wider price swings.

CPA is growing revenue faster at 25.7% — sustainability is the question.

RYAAY generates stronger free cash flow (729M), providing more financial flexibility.

Bottom Line

CPA scores higher overall (70/100 vs 52/100), backed by strong 15.7% margins and 25.7% revenue growth. RYAAY offers better value entry with a 65.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Copa Holdings SA

INDUSTRIALS · AIRLINES · USA

Copa Holdings, SA, provides airline passenger and cargo services. The company is headquartered in Panama City, Panama.

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Ryanair Holdings PLC ADR

INDUSTRIALS · AIRLINES · USA

Ryanair Holdings plc, offers regular passenger airline services in Ireland, the United Kingdom, Italy, Spain, Germany and other European countries. The company is headquartered in Swords, Ireland.

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