WallStSmart

Delta Air Lines Inc (DAL)vsRyanair Holdings PLC ADR (RYAAY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Delta Air Lines Inc generates 319% more annual revenue ($65.18B vs $15.54B). RYAAY leads profitability with a 14.0% profit margin vs 6.9%. RYAAY appears more attractively valued with a PEG of 0.83. DAL earns a higher WallStSmart Score of 67/100 (B-).

DAL

Strong Buy

67

out of 100

Grade: B-

Growth: 7.3Profit: 5.5Value: 4.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.20

RYAAY

Buy

56

out of 100

Grade: C

Growth: 5.3Profit: 6.0Value: 8.7Quality: 7.0
Piotroski: 6/9Altman Z: 2.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DALSignificantly Overvalued (-75.2%)

Margin of Safety

-75.2%

Fair Value

$52.59

Current Price

$92.57

$39.98 premium

UndervaluedFair: $52.59Overvalued
RYAAYUndervalued (+65.8%)

Margin of Safety

+65.8%

Fair Value

$190.07

Current Price

$64.17

$125.90 discount

UndervaluedFair: $190.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DAL6 strengths · Avg: 8.3/10
Market CapQuality
$59.56B9/10

Large-cap with strong market position

Return on EquityProfitability
22.0%9/10

Every $100 of equity generates 22 in profit

P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
44.6%8/10

Earnings expanding 44.6% YoY

Free Cash FlowQuality
$1.23B8/10

Generating 1.2B in free cash flow

RYAAY6 strengths · Avg: 8.3/10
Return on EquityProfitability
21.4%9/10

Every $100 of equity generates 21 in profit

Debt/EquityHealth
0.159/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.838/10

Growing faster than its price suggests

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$1.54B8/10

Generating 1.5B in free cash flow

Areas to Watch

DAL4 concerns · Avg: 2.5/10
Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

PEG RatioValuation
39.292/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

RYAAY2 concerns · Avg: 1.5/10
EPS GrowthGrowth
-79.0%2/10

Earnings declined 79.0%

Operating MarginProfitability
-20.1%1/10

Operating margin of -20.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : DAL

The strongest argument for DAL centers on Market Cap, Return on Equity, P/E Ratio. Revenue growth of 12.9% demonstrates continued momentum.

Bull Case : RYAAY

The strongest argument for RYAAY centers on Return on Equity, Debt/Equity, PEG Ratio. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bear Case : DAL

The primary concerns for DAL are Profit Margin, Operating Margin, PEG Ratio.

Bear Case : RYAAY

The primary concerns for RYAAY are EPS Growth, Operating Margin.

Key Dynamics to Monitor

DAL carries more volatility with a beta of 1.31 — expect wider price swings.

DAL is growing revenue faster at 12.9% — sustainability is the question.

RYAAY generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor AIRLINES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DAL scores higher overall (67/100 vs 56/100) and 12.9% revenue growth. RYAAY offers better value entry with a 65.8% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Delta Air Lines Inc

INDUSTRIALS · AIRLINES · USA

Delta Air Lines, Inc., typically referred to as Delta, is one of the major airlines of the United States and a legacy carrier. It is headquartered in Atlanta, Georgia.

Ryanair Holdings PLC ADR

INDUSTRIALS · AIRLINES · USA

Ryanair Holdings plc, offers regular passenger airline services in Ireland, the United Kingdom, Italy, Spain, Germany and other European countries. The company is headquartered in Swords, Ireland.

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