WallStSmart

Copa Holdings SA (CPA)vsPACCAR Inc (PCAR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 637% more annual revenue ($27.78B vs $3.77B). CPA leads profitability with a 18.8% profit margin vs 8.9%. CPA appears more attractively valued with a PEG of 0.95. CPA earns a higher WallStSmart Score of 80/100 (A-).

CPA

Exceptional Buy

80

out of 100

Grade: A-

Growth: 7.3Profit: 8.0Value: 7.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.09

PCAR

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 6.0Value: 4.7Quality: 6.5
Piotroski: 1/9Altman Z: 2.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPAOvervalued (-6.4%)

Margin of Safety

-6.4%

Fair Value

$141.52

Current Price

$133.59

$7.93 premium

UndervaluedFair: $141.52Overvalued
PCARSignificantly Overvalued (-37.6%)

Margin of Safety

-37.6%

Fair Value

$84.77

Current Price

$118.06

$33.30 premium

UndervaluedFair: $84.77Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPA6 strengths · Avg: 8.5/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Return on EquityProfitability
24.6%9/10

Every $100 of equity generates 25 in profit

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.6%8/10

Strong operational efficiency at 24.6%

Revenue GrowthGrowth
17.0%8/10

17.0% revenue growth

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$59.41B9/10

Large-cap with strong market position

Areas to Watch

CPA2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-54.36M2/10

Negative free cash flow — burning cash

PCAR2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-8.9%2/10

Revenue declined 8.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CPA

The strongest argument for CPA centers on P/E Ratio, Return on Equity, PEG Ratio. Profitability is solid with margins at 18.8% and operating margin at 24.6%. Revenue growth of 17.0% demonstrates continued momentum.

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bear Case : CPA

The primary concerns for CPA are Piotroski F-Score, Free Cash Flow.

Bear Case : PCAR

The primary concerns for PCAR are Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

CPA profiles as a growth stock while PCAR is a value play — different risk/reward profiles.

PCAR carries more volatility with a beta of 1.03 — expect wider price swings.

CPA is growing revenue faster at 17.0% — sustainability is the question.

PCAR generates stronger free cash flow (825M), providing more financial flexibility.

Bottom Line

CPA scores higher overall (80/100 vs 56/100), backed by strong 18.8% margins and 17.0% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Copa Holdings SA

INDUSTRIALS · AIRLINES · USA

Copa Holdings, SA, provides airline passenger and cargo services. The company is headquartered in Panama City, Panama.

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PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

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