WallStSmart

Chipotle Mexican Grill Inc (CMG)vsDine Brands Global Inc (DIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Chipotle Mexican Grill Inc generates 1264% more annual revenue ($12.14B vs $889.70M). CMG leads profitability with a 12.0% profit margin vs 1.8%. DIN appears more attractively valued with a PEG of 1.29. CMG earns a higher WallStSmart Score of 54/100 (C-).

CMG

Buy

54

out of 100

Grade: C-

Growth: 5.3Profit: 7.5Value: 5.0Quality: 4.5
Piotroski: 4/9Altman Z: 2.47

DIN

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.0Value: 7.3Quality: 5.0
Piotroski: 4/9Altman Z: 0.69
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CMG.

DINUndervalued (+49.2%)

Margin of Safety

+49.2%

Fair Value

$68.29

Current Price

$34.10

$34.19 discount

UndervaluedFair: $68.29Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMG1 strengths · Avg: 10.0/10
Return on EquityProfitability
60.3%10/10

Every $100 of equity generates 60 in profit

DIN1 strengths · Avg: 10.0/10
Debt/EquityHealth
-5.5810/10

Conservative balance sheet, low leverage

Areas to Watch

CMG4 concerns · Avg: 3.5/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

P/E RatioValuation
28.3x4/10

Moderate valuation

Price/BookValuation
17.8x4/10

Trading at 17.8x book value

EPS GrowthGrowth
-17.9%2/10

Earnings declined 17.9%

DIN4 concerns · Avg: 3.5/10
P/E RatioValuation
29.1x4/10

Moderate valuation

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Market CapQuality
$424.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CMG

The strongest argument for CMG centers on Return on Equity.

Bull Case : DIN

The strongest argument for DIN centers on Debt/Equity. PEG of 1.29 suggests the stock is reasonably priced for its growth.

Bear Case : CMG

The primary concerns for CMG are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 2.18 is elevated, increasing financial risk.

Bear Case : DIN

The primary concerns for DIN are P/E Ratio, Revenue Growth, Market Cap. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

DIN carries more volatility with a beta of 0.99 — expect wider price swings.

CMG is growing revenue faster at 7.4% — sustainability is the question.

CMG generates stronger free cash flow (471M), providing more financial flexibility.

Monitor RESTAURANTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CMG scores higher overall (54/100 vs 50/100). DIN offers better value entry with a 49.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chipotle Mexican Grill Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Chipotle Mexican Grill, Inc., often known simply as Chipotle, is an American chain of fast casual restaurants in the United States, United Kingdom, Canada, Germany, and France, specializing in tacos and Mission burritos that are made to order in front of the customer.

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Dine Brands Global Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Dine Brands Global, Inc. owns, franchises, operates and leases full service restaurants in the United States and internationally. The company is headquartered in Glendale, California.

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