Cherry Hill Mortgage Investment Corp (CHMI)vsRithm Capital Corp. (RITM)
CHMI
Cherry Hill Mortgage Investment Corp
$2.59
+0.78%
REAL ESTATE · Cap: $97.07M
RITM
Rithm Capital Corp.
$9.27
-1.28%
REAL ESTATE · Cap: $4.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Rithm Capital Corp. generates 10119% more annual revenue ($4.32B vs $42.24M). CHMI leads profitability with a 38.6% profit margin vs 10.8%. CHMI trades at a lower P/E of 13.6x. CHMI earns a higher WallStSmart Score of 56/100 (C).
CHMI
Buy56
out of 100
Grade: C
RITM
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+81.8%
Fair Value
$14.04
Current Price
$2.59
$11.45 discount
Margin of Safety
+83.1%
Fair Value
$63.34
Current Price
$9.27
$54.07 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 37.9%
Attractively priced relative to earnings
Revenue surging 27.6% year-over-year
Reasonable price relative to book value
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
ROE of 6.2% — below average capital efficiency
Weak financial health signals
Earnings declined 49.5%
Weak financial health signals
Earnings declined 93.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CHMI
The strongest argument for CHMI centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 38.6% and operating margin at 37.9%. Revenue growth of 27.6% demonstrates continued momentum.
Bull Case : RITM
The strongest argument for RITM centers on Price/Book, P/E Ratio.
Bear Case : CHMI
The primary concerns for CHMI are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 5.08 is elevated, increasing financial risk.
Bear Case : RITM
The primary concerns for RITM are Piotroski F-Score, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
CHMI profiles as a growth stock while RITM is a value play — different risk/reward profiles.
RITM carries more volatility with a beta of 1.16 — expect wider price swings.
CHMI is growing revenue faster at 27.6% — sustainability is the question.
RITM generates stronger free cash flow (172M), providing more financial flexibility.
Bottom Line
CHMI scores higher overall (56/100 vs 49/100), backed by strong 38.6% margins and 27.6% revenue growth. RITM offers better value entry with a 83.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cherry Hill Mortgage Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
Cherry Hill Mortgage Investment Corporation, a residential real estate financing company, acquires, invests, and manages residential mortgage assets in the United States. The company is headquartered in Farmingdale, New Jersey.
Rithm Capital Corp.
REAL ESTATE · REIT - MORTGAGE · USA
Rhythm Capital Corp. The company is headquartered in New York, New York.
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