AGNC Investment Corp. (AGNCM)vsCherry Hill Mortgage Investment Corp (CHMI)
AGNCM
AGNC Investment Corp.
$25.45
+0.30%
REAL ESTATE · Cap: $8.83B
CHMI
Cherry Hill Mortgage Investment Corp
$2.87
-1.03%
REAL ESTATE · Cap: $107.56M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 5584% more annual revenue ($2.40B vs $42.24M). AGNCM leads profitability with a 94.4% profit margin vs 38.6%. AGNCM earns a higher WallStSmart Score of 63/100 (C+).
AGNCM
Buy63
out of 100
Grade: C+
CHMI
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.0%
Fair Value
$32.92
Current Price
$25.45
$7.48 discount
Margin of Safety
+82.1%
Fair Value
$14.23
Current Price
$2.87
$11.36 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Reasonable price relative to book value
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 37.9%
Attractively priced relative to earnings
Revenue surging 27.6% year-over-year
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 6.2% — below average capital efficiency
Weak financial health signals
Earnings declined 49.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCM
The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : CHMI
The strongest argument for CHMI centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 38.6% and operating margin at 37.9%. Revenue growth of 27.6% demonstrates continued momentum.
Bear Case : AGNCM
The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : CHMI
The primary concerns for CHMI are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 5.08 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCM carries more volatility with a beta of 1.30 — expect wider price swings.
AGNCM is growing revenue faster at 546.0% — sustainability is the question.
AGNCM generates stronger free cash flow (218M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AGNCM scores higher overall (63/100 vs 56/100), backed by strong 94.4% margins and 546.0% revenue growth. CHMI offers better value entry with a 82.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Cherry Hill Mortgage Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
Cherry Hill Mortgage Investment Corporation, a residential real estate financing company, acquires, invests, and manages residential mortgage assets in the United States. The company is headquartered in Farmingdale, New Jersey.
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