WallStSmart

CF Industries Holdings Inc (CF)vsUSA Rare Earth, Inc. (USAR)

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Smart Verdict

WallStSmart Research — data-driven comparison

CF Industries Holdings Inc generates 58698% more annual revenue ($7.74B vs $13.16M). CF leads profitability with a 27.1% profit margin vs 0.0%. CF earns a higher WallStSmart Score of 83/100 (A-).

CF

Exceptional Buy

83

out of 100

Grade: A-

Growth: 6.7Profit: 9.5Value: 9.3Quality: 8.0
Piotroski: 6/9Altman Z: 2.37

USAR

Avoid

26

out of 100

Grade: F

Growth: 4.3Profit: 2.5Value: 5.0Quality: 7.0
Piotroski: 2/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CFUndervalued (+45.7%)

Margin of Safety

+45.7%

Fair Value

$226.95

Current Price

$114.67

$112.28 discount

UndervaluedFair: $226.95Overvalued

Intrinsic value data unavailable for USAR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CF6 strengths · Avg: 9.5/10
P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
36.5%10/10

Every $100 of equity generates 37 in profit

Operating MarginProfitability
49.3%10/10

Strong operational efficiency at 49.3%

EPS GrowthGrowth
99.6%10/10

Earnings expanding 99.6% YoY

Profit MarginProfitability
27.1%9/10

Keeps 27 of every $100 in revenue as profit

PEG RatioValuation
0.588/10

Growing faster than its price suggests

USAR2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

CF0 concerns · Avg: 0/10

No major concerns identified

USAR4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CF

The strongest argument for CF centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 27.1% and operating margin at 49.3%. Revenue growth of 17.6% demonstrates continued momentum.

Bull Case : USAR

The strongest argument for USAR centers on Debt/Equity, Price/Book.

Bear Case : CF

No major red flags identified for CF, but monitor valuation.

Bear Case : USAR

The primary concerns for USAR are Revenue Growth, EPS Growth, Profit Margin.

Key Dynamics to Monitor

CF profiles as a growth stock while USAR is a value play — different risk/reward profiles.

USAR carries more volatility with a beta of 2.61 — expect wider price swings.

CF is growing revenue faster at 17.6% — sustainability is the question.

CF generates stronger free cash flow (607M), providing more financial flexibility.

Bottom Line

CF scores higher overall (83/100 vs 26/100), backed by strong 27.1% margins and 17.6% revenue growth. Both earn "Exceptional Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CF Industries Holdings Inc

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CF Industries Holdings, Inc. is a North American manufacturer and distributor of agricultural fertilizers, based in Deerfield, Illinois.

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USA Rare Earth, Inc.

BASIC MATERIALS · OTHER INDUSTRIAL METALS & MINING · USA

USA Rare Earth, Inc. engages in mining, processing, and supplying rare earths and other critical minerals. The company is headquartered in Stillwater, Oklahoma.

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