WallStSmart

CF Industries Holdings Inc (CF)vsNutrien Ltd (NTR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Nutrien Ltd generates 245% more annual revenue ($27.36B vs $7.94B). CF leads profitability with a 27.5% profit margin vs 8.0%. CF appears more attractively valued with a PEG of 0.51. CF earns a higher WallStSmart Score of 83/100 (A-).

CF

Exceptional Buy

83

out of 100

Grade: A-

Growth: 6.0Profit: 9.5Value: 9.3Quality: 7.5
Piotroski: 6/9Altman Z: 2.37

NTR

Buy

53

out of 100

Grade: C-

Growth: 2.7Profit: 6.0Value: 4.7Quality: 5.8
Piotroski: 6/9Altman Z: 1.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CFUndervalued (+48.4%)

Margin of Safety

+48.4%

Fair Value

$238.91

Current Price

$123.24

$115.67 discount

UndervaluedFair: $238.91Overvalued
NTRSignificantly Overvalued (-28.9%)

Margin of Safety

-28.9%

Fair Value

$56.69

Current Price

$71.22

$14.53 premium

UndervaluedFair: $56.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CF6 strengths · Avg: 9.2/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
38.1%10/10

Every $100 of equity generates 38 in profit

Operating MarginProfitability
34.4%10/10

Strong operational efficiency at 34.4%

Profit MarginProfitability
27.5%9/10

Keeps 28 of every $100 in revenue as profit

PEG RatioValuation
0.518/10

Growing faster than its price suggests

EPS GrowthGrowth
31.1%8/10

Earnings expanding 31.1% YoY

NTR2 strengths · Avg: 9.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Areas to Watch

CF0 concerns · Avg: 0/10

No major concerns identified

NTR4 concerns · Avg: 3.5/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Revenue GrowthGrowth
1.2%4/10

1.2% revenue growth

Altman Z-ScoreHealth
1.734/10

Distress zone — elevated risk

EPS GrowthGrowth
-37.6%2/10

Earnings declined 37.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CF

The strongest argument for CF centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 27.5% and operating margin at 34.4%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : NTR

The strongest argument for NTR centers on Price/Book, P/E Ratio.

Bear Case : CF

No major red flags identified for CF, but monitor valuation.

Bear Case : NTR

The primary concerns for NTR are PEG Ratio, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

CF profiles as a mature stock while NTR is a value play — different risk/reward profiles.

NTR carries more volatility with a beta of 1.13 — expect wider price swings.

CF is growing revenue faster at 12.1% — sustainability is the question.

CF generates stronger free cash flow (888M), providing more financial flexibility.

Bottom Line

CF scores higher overall (83/100 vs 53/100), backed by strong 27.5% margins and 12.1% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CF Industries Holdings Inc

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CF Industries Holdings, Inc. is a North American manufacturer and distributor of agricultural fertilizers, based in Deerfield, Illinois.

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Nutrien Ltd

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

Nutrien Ltd. provides inputs, services and solutions for crops. The company is headquartered in Saskatoon, Canada.

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