WallStSmart

CF Industries Holdings Inc (CF)vsCVR Partners LP (UAN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CF Industries Holdings Inc generates 1052% more annual revenue ($7.41B vs $643.22M). CF leads profitability with a 23.7% profit margin vs 18.9%. CF trades at a lower P/E of 9.2x. CF earns a higher WallStSmart Score of 77/100 (B+).

CF

Strong Buy

77

out of 100

Grade: B+

Growth: 6.7Profit: 9.0Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 2.37

UAN

Strong Buy

71

out of 100

Grade: B

Growth: 6.7Profit: 9.0Value: 6.7Quality: 6.3
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CFUndervalued (+51.4%)

Margin of Safety

+51.4%

Fair Value

$217.10

Current Price

$105.70

$111.40 discount

UndervaluedFair: $217.10Overvalued

Intrinsic value data unavailable for UAN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CF6 strengths · Avg: 9.5/10
P/E RatioValuation
9.2x10/10

Attractively priced relative to earnings

Return on EquityProfitability
32.9%10/10

Every $100 of equity generates 33 in profit

Operating MarginProfitability
33.6%10/10

Strong operational efficiency at 33.6%

EPS GrowthGrowth
115.1%10/10

Earnings expanding 115.1% YoY

Profit MarginProfitability
23.7%9/10

Keeps 24 of every $100 in revenue as profit

Revenue GrowthGrowth
19.4%8/10

19.4% revenue growth

UAN5 strengths · Avg: 9.6/10
P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.0%10/10

Every $100 of equity generates 39 in profit

Operating MarginProfitability
32.5%10/10

Strong operational efficiency at 32.5%

EPS GrowthGrowth
84.3%10/10

Earnings expanding 84.3% YoY

Revenue GrowthGrowth
26.0%8/10

Revenue surging 26.0% year-over-year

Areas to Watch

CF1 concerns · Avg: 2.0/10
PEG RatioValuation
3.062/10

Expensive relative to growth rate

UAN2 concerns · Avg: 3.0/10
Market CapQuality
$1.16B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.863/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CF

The strongest argument for CF centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 23.7% and operating margin at 33.6%. Revenue growth of 19.4% demonstrates continued momentum.

Bull Case : UAN

The strongest argument for UAN centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.9% and operating margin at 32.5%. Revenue growth of 26.0% demonstrates continued momentum.

Bear Case : CF

The primary concerns for CF are PEG Ratio.

Bear Case : UAN

The primary concerns for UAN are Market Cap, Debt/Equity. Debt-to-equity of 1.86 is elevated, increasing financial risk.

Key Dynamics to Monitor

CF carries more volatility with a beta of 0.38 — expect wider price swings.

UAN is growing revenue faster at 26.0% — sustainability is the question.

CF generates stronger free cash flow (273M), providing more financial flexibility.

Monitor AGRICULTURAL INPUTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CF scores higher overall (77/100 vs 71/100), backed by strong 23.7% margins and 19.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CF Industries Holdings Inc

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CF Industries Holdings, Inc. is a North American manufacturer and distributor of agricultural fertilizers, based in Deerfield, Illinois.

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CVR Partners LP

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CVR Partners, LP, produces and distributes nitrogen fertilizer products in the United States. The company is headquartered in Sugar Land, Texas.

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