WallStSmart

The Mosaic Company (MOS)vsNutrien Ltd (NTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nutrien Ltd generates 123% more annual revenue ($27.29B vs $12.25B). NTR leads profitability with a 8.7% profit margin vs -5.2%. NTR appears more attractively valued with a PEG of 1.98. NTR earns a higher WallStSmart Score of 57/100 (C).

MOS

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 3.0Value: 6.3Quality: 6.5
Piotroski: 6/9Altman Z: 2.16

NTR

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 6.5Value: 4.7Quality: 6.5
Piotroski: 6/9Altman Z: 1.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MOSUndervalued (+53.4%)

Margin of Safety

+53.4%

Fair Value

$66.82

Current Price

$24.48

$42.34 discount

UndervaluedFair: $66.82Overvalued
NTRSignificantly Overvalued (-29.7%)

Margin of Safety

-29.7%

Fair Value

$56.34

Current Price

$77.09

$20.75 premium

UndervaluedFair: $56.34Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MOS2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
239.5%10/10

Earnings expanding 239.5% YoY

NTR3 strengths · Avg: 8.7/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.99B8/10

Generating 2.0B in free cash flow

Areas to Watch

MOS4 concerns · Avg: 2.8/10
PEG RatioValuation
2.024/10

Expensive relative to growth rate

Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Revenue GrowthGrowth
-6.0%2/10

Revenue declined 6.0%

Free Cash FlowQuality
$-152.90M2/10

Negative free cash flow — burning cash

NTR4 concerns · Avg: 4.0/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.0%4/10

4.0% revenue growth

EPS GrowthGrowth
1.2%4/10

1.2% earnings growth

Altman Z-ScoreHealth
1.734/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MOS

The strongest argument for MOS centers on Price/Book, EPS Growth.

Bull Case : NTR

The strongest argument for NTR centers on Price/Book, P/E Ratio, Free Cash Flow.

Bear Case : MOS

The primary concerns for MOS are PEG Ratio, Return on Equity, Revenue Growth.

Bear Case : NTR

The primary concerns for NTR are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

MOS profiles as a turnaround stock while NTR is a value play — different risk/reward profiles.

NTR carries more volatility with a beta of 1.08 — expect wider price swings.

NTR is growing revenue faster at 4.0% — sustainability is the question.

NTR generates stronger free cash flow (2.0B), providing more financial flexibility.

Bottom Line

NTR scores higher overall (57/100 vs 52/100). MOS offers better value entry with a 53.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Mosaic Company

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

The Mosaic Company is a Fortune 500 company based in Tampa, Florida which mines phosphate and potash, and operates through segments such as international distribution and Mosaic Fertilizantes.

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Nutrien Ltd

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

Nutrien Ltd. provides inputs, services and solutions for crops. The company is headquartered in Saskatoon, Canada.

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