WallStSmart

CF Industries Holdings Inc (CF)vsN2OFF Inc (NITO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CF Industries Holdings Inc generates 3543919% more annual revenue ($7.41B vs $209,000). CF leads profitability with a 23.7% profit margin vs 0.0%. CF earns a higher WallStSmart Score of 75/100 (B).

CF

Strong Buy

75

out of 100

Grade: B

Growth: 6.7Profit: 9.0Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 2.37

NITO

Avoid

23

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 6.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CFUndervalued (+49.7%)

Margin of Safety

+49.7%

Fair Value

$217.58

Current Price

$117.54

$100.04 discount

UndervaluedFair: $217.58Overvalued
NITOUndervalued (+20.8%)

Margin of Safety

+20.8%

Fair Value

$1.23

Current Price

$5.06

$3.83 discount

UndervaluedFair: $1.23Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CF6 strengths · Avg: 9.5/10
P/E RatioValuation
9.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
32.9%10/10

Every $100 of equity generates 33 in profit

Operating MarginProfitability
33.6%10/10

Strong operational efficiency at 33.6%

EPS GrowthGrowth
115.1%10/10

Earnings expanding 115.1% YoY

Profit MarginProfitability
23.7%9/10

Keeps 24 of every $100 in revenue as profit

Revenue GrowthGrowth
19.4%8/10

19.4% revenue growth

NITO1 strengths · Avg: 10.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Areas to Watch

CF1 concerns · Avg: 2.0/10
PEG RatioValuation
3.252/10

Expensive relative to growth rate

NITO4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$3.31M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Return on EquityProfitability
-1.0%2/10

ROE of -1.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CF

The strongest argument for CF centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 23.7% and operating margin at 33.6%. Revenue growth of 19.4% demonstrates continued momentum.

Bull Case : NITO

The strongest argument for NITO centers on Price/Book.

Bear Case : CF

The primary concerns for CF are PEG Ratio.

Bear Case : NITO

The primary concerns for NITO are EPS Growth, Market Cap, Profit Margin.

Key Dynamics to Monitor

CF profiles as a growth stock while NITO is a value play — different risk/reward profiles.

NITO carries more volatility with a beta of 1.64 — expect wider price swings.

CF is growing revenue faster at 19.4% — sustainability is the question.

CF generates stronger free cash flow (273M), providing more financial flexibility.

Bottom Line

CF scores higher overall (75/100 vs 23/100), backed by strong 23.7% margins and 19.4% revenue growth. NITO offers better value entry with a 20.8% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CF Industries Holdings Inc

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CF Industries Holdings, Inc. is a North American manufacturer and distributor of agricultural fertilizers, based in Deerfield, Illinois.

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N2OFF Inc

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

N2OFF, Inc., an agri-food tech company, develops and sells eco-friendly green treatments for the food industry to enhance food safety and shelf life of fresh produce. The company is headquartered in Hod HaSharon, Israel.

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