Chubb Ltd (CB)vsCNA Financial Corporation (CNA)
CB
Chubb Ltd
$323.21
-0.74%
FINANCIAL SERVICES · Cap: $126.41B
CNA
CNA Financial Corporation
$45.54
-0.48%
FINANCIAL SERVICES · Cap: $12.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 298% more annual revenue ($59.63B vs $14.99B). CB leads profitability with a 17.3% profit margin vs 8.5%. CNA appears more attractively valued with a PEG of 0.92. CNA earns a higher WallStSmart Score of 72/100 (B).
CB
Strong Buy69
out of 100
Grade: B-
CNA
Strong Buy72
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+73.1%
Fair Value
$1202.76
Current Price
$323.21
$879.55 discount
Margin of Safety
+78.0%
Fair Value
$220.90
Current Price
$45.54
$175.36 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 24.2%
Earnings expanding 27.9% YoY
Generating 4.8B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Areas to Watch
Expensive relative to growth rate
3.8% revenue growth
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CB
The strongest argument for CB centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.3% and operating margin at 24.2%.
Bull Case : CNA
The strongest argument for CNA centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.92 suggests the stock is reasonably priced for its growth.
Bear Case : CB
The primary concerns for CB are PEG Ratio.
Bear Case : CNA
The primary concerns for CNA are Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
CB profiles as a mature stock while CNA is a value play — different risk/reward profiles.
CB carries more volatility with a beta of 0.49 — expect wider price swings.
CB is growing revenue faster at 5.5% — sustainability is the question.
CB generates stronger free cash flow (4.8B), providing more financial flexibility.
Bottom Line
CNA scores higher overall (72/100 vs 69/100). CB offers better value entry with a 73.1% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
CNA Financial Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
CNA Financial Corporation offers commercial property and casualty insurance products primarily in the United States.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?