WallStSmart

The Allstate Corporation (ALL)vsCNA Financial Corporation (CNA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 352% more annual revenue ($67.68B vs $14.99B). ALL leads profitability with a 15.2% profit margin vs 8.5%. ALL appears more attractively valued with a PEG of 0.45. ALL earns a higher WallStSmart Score of 87/100 (A).

ALL

Exceptional Buy

87

out of 100

Grade: A

Growth: 7.3Profit: 8.5Value: 10.0Quality: 6.5
Piotroski: 5/9

CNA

Strong Buy

72

out of 100

Grade: B

Growth: 5.3Profit: 5.5Value: 10.0Quality: 5.0
Piotroski: 5/9Altman Z: 0.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ALLUndervalued (+88.5%)

Margin of Safety

+88.5%

Fair Value

$1781.21

Current Price

$204.71

$1576.50 discount

UndervaluedFair: $1781.21Overvalued
CNAUndervalued (+78.0%)

Margin of Safety

+78.0%

Fair Value

$220.90

Current Price

$45.54

$175.36 discount

UndervaluedFair: $220.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.7/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

P/E RatioValuation
5.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.5%10/10

Every $100 of equity generates 40 in profit

EPS GrowthGrowth
103.2%10/10

Earnings expanding 103.2% YoY

Market CapQuality
$53.13B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

CNA4 strengths · Avg: 9.3/10
P/E RatioValuation
9.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.928/10

Growing faster than its price suggests

Areas to Watch

ALL0 concerns · Avg: 0/10

No major concerns identified

CNA2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.8%4/10

3.8% revenue growth

Altman Z-ScoreHealth
0.592/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : CNA

The strongest argument for CNA centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.92 suggests the stock is reasonably priced for its growth.

Bear Case : ALL

No major red flags identified for ALL, but monitor valuation.

Bear Case : CNA

The primary concerns for CNA are Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

ALL profiles as a mature stock while CNA is a value play — different risk/reward profiles.

CNA carries more volatility with a beta of 0.35 — expect wider price swings.

ALL is growing revenue faster at 5.1% — sustainability is the question.

ALL generates stronger free cash flow (2.9B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (87/100 vs 72/100), backed by strong 15.2% margins. CNA offers better value entry with a 78.0% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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CNA Financial Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

CNA Financial Corporation offers commercial property and casualty insurance products primarily in the United States.

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