The Baldwin Insurance Group, Inc. (BWIN)vsWillis Towers Watson PLC (WTW)
BWIN
The Baldwin Insurance Group, Inc.
$19.88
+3.33%
FINANCIAL SERVICES · Cap: $1.77B
WTW
Willis Towers Watson PLC
$263.54
+1.91%
FINANCIAL SERVICES · Cap: $24.80B
Smart Verdict
WallStSmart Research — data-driven comparison
Willis Towers Watson PLC generates 510% more annual revenue ($9.90B vs $1.62B). WTW leads profitability with a 16.8% profit margin vs -2.8%. WTW earns a higher WallStSmart Score of 74/100 (B).
BWIN
Hold39
out of 100
Grade: F
WTW
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Revenue surging 28.7% year-over-year
Every $100 of equity generates 21 in profit
Attractively priced relative to earnings
Strong operational efficiency at 20.5%
Earnings expanding 33.0% YoY
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
ROE of -4.7% — below average capital efficiency
Earnings declined 90.0%
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BWIN
The strongest argument for BWIN centers on Price/Book, Revenue Growth. Revenue growth of 28.7% demonstrates continued momentum.
Bull Case : WTW
The strongest argument for WTW centers on Return on Equity, P/E Ratio, Operating Margin. Profitability is solid with margins at 16.8% and operating margin at 20.5%. PEG of 1.08 suggests the stock is reasonably priced for its growth.
Bear Case : BWIN
The primary concerns for BWIN are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 2.67 is elevated, increasing financial risk.
Bear Case : WTW
The primary concerns for WTW are Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
BWIN profiles as a growth stock while WTW is a mature play — different risk/reward profiles.
BWIN carries more volatility with a beta of 1.15 — expect wider price swings.
BWIN is growing revenue faster at 28.7% — sustainability is the question.
BWIN generates stronger free cash flow (-19M), providing more financial flexibility.
Bottom Line
WTW scores higher overall (74/100 vs 39/100), backed by strong 16.8% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Baldwin Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE BROKERS · USA
The Baldwin Insurance Group, Inc. is an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company is headquartered in Tampa, Florida.
Visit Website →Willis Towers Watson PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Willis Towers Watson PLC (WTW) is a premier global advisory, broking, and solutions firm specializing in risk management, insurance, and consulting services. Operating in over 140 countries, WTW combines advanced data analytics and innovative technology to provide customized solutions in critical areas such as health, retirement, and talent management. Serving a wide array of clients from multinational corporations to smaller businesses, WTW is committed to driving sustainable growth and enhancing client engagement, positioning itself as a trusted advisor in a complex and rapidly changing market environment. Its strategic initiatives aim to address the evolving needs of clients, solidifying its role as a leader in the industry.
Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?