Brown & Brown Inc (BRO)vsThe Baldwin Insurance Group, Inc. (BWIN)
BRO
Brown & Brown Inc
$66.19
-0.21%
FINANCIAL SERVICES · Cap: $22.81B
BWIN
The Baldwin Insurance Group, Inc.
$29.65
+0.88%
FINANCIAL SERVICES · Cap: $2.88B
Smart Verdict
WallStSmart Research — data-driven comparison
Brown & Brown Inc generates 283% more annual revenue ($6.66B vs $1.74B). BRO leads profitability with a 18.1% profit margin vs -4.7%. BRO earns a higher WallStSmart Score of 75/100 (B).
BRO
Strong Buy75
out of 100
Grade: B
BWIN
Hold39
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 41.8%
Revenue surging 32.4% year-over-year
Reasonable price relative to book value
Revenue surging 30.1% year-over-year
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Distress zone — elevated risk
Operating margin of 2.0%
Weak financial health signals
ROE of -4.7% — below average capital efficiency
Earnings declined 90.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : BRO
The strongest argument for BRO centers on Operating Margin, Revenue Growth, Price/Book. Profitability is solid with margins at 18.1% and operating margin at 41.8%. Revenue growth of 32.4% demonstrates continued momentum.
Bull Case : BWIN
The strongest argument for BWIN centers on Revenue Growth. Revenue growth of 30.1% demonstrates continued momentum.
Bear Case : BRO
The primary concerns for BRO are PEG Ratio, Piotroski F-Score, Altman Z-Score.
Bear Case : BWIN
The primary concerns for BWIN are Operating Margin, Piotroski F-Score, Return on Equity. Debt-to-equity of 3.04 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRO profiles as a growth stock while BWIN is a hypergrowth play — different risk/reward profiles.
BWIN carries more volatility with a beta of 1.03 — expect wider price swings.
BRO is growing revenue faster at 32.4% — sustainability is the question.
BRO generates stronger free cash flow (329M), providing more financial flexibility.
Bottom Line
BRO scores higher overall (75/100 vs 39/100), backed by strong 18.1% margins and 32.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Brown & Brown Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, the Cayman Islands, Ireland, and the United Kingdom. The company is headquartered in Daytona Beach, Florida.
The Baldwin Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE BROKERS · USA
The Baldwin Insurance Group, Inc. is an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company is headquartered in Tampa, Florida.
Visit Website →Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?