Brown & Brown Inc (BRO)vsCrawford & Company (CRD-B)
BRO
Brown & Brown Inc
$58.86
+2.58%
FINANCIAL SERVICES · Cap: $20.33B
CRD-B
Crawford & Company
$10.31
-0.96%
FINANCIAL SERVICES · Cap: $503.98M
Smart Verdict
WallStSmart Research — data-driven comparison
Brown & Brown Inc generates 395% more annual revenue ($6.26B vs $1.26B). BRO leads profitability with a 18.4% profit margin vs 1.4%. CRD-B appears more attractively valued with a PEG of 0.90. BRO earns a higher WallStSmart Score of 71/100 (B).
BRO
Strong Buy71
out of 100
Grade: B
CRD-B
Hold45
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 47.2%
Revenue surging 35.7% year-over-year
Reasonable price relative to book value
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Earnings declined 7.9%
Distress zone — elevated risk
Moderate valuation
Smaller company, higher risk/reward
1.4% margin — thin
Operating margin of 3.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : BRO
The strongest argument for BRO centers on Operating Margin, Revenue Growth, Price/Book. Profitability is solid with margins at 18.4% and operating margin at 47.2%. Revenue growth of 35.7% demonstrates continued momentum.
Bull Case : CRD-B
The strongest argument for CRD-B centers on PEG Ratio, Price/Book. PEG of 0.90 suggests the stock is reasonably priced for its growth.
Bear Case : BRO
The primary concerns for BRO are PEG Ratio, Piotroski F-Score, EPS Growth.
Bear Case : CRD-B
The primary concerns for CRD-B are P/E Ratio, Market Cap, Profit Margin. Debt-to-equity of 1.54 is elevated, increasing financial risk. Thin 1.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
BRO profiles as a growth stock while CRD-B is a value play — different risk/reward profiles.
BRO carries more volatility with a beta of 0.62 — expect wider price swings.
BRO is growing revenue faster at 35.7% — sustainability is the question.
BRO generates stronger free cash flow (241M), providing more financial flexibility.
Bottom Line
BRO scores higher overall (71/100 vs 45/100), backed by strong 18.4% margins and 35.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Brown & Brown Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, the Cayman Islands, Ireland, and the United Kingdom. The company is headquartered in Daytona Beach, Florida.
Crawford & Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Crawford & Company provides outsourcing and claims management solutions for carriers, brokers, and corporations in the United States, United Kingdom, Europe, Canada, Australia, and internationally. The company is headquartered in Atlanta, Georgia.
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