Arthur J Gallagher & Co (AJG)vsCrawford & Company (CRD-B)
AJG
Arthur J Gallagher & Co
$240.32
+5.43%
FINANCIAL SERVICES · Cap: $61.60B
CRD-B
Crawford & Company
$11.81
+1.46%
FINANCIAL SERVICES · Cap: $562.06M
Smart Verdict
WallStSmart Research — data-driven comparison
Arthur J Gallagher & Co generates 1098% more annual revenue ($15.11B vs $1.26B). AJG leads profitability with a 10.4% profit margin vs 1.9%. AJG appears more attractively valued with a PEG of 0.72. AJG earns a higher WallStSmart Score of 62/100 (C+).
AJG
Buy62
out of 100
Grade: C+
CRD-B
Buy53
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 30.9% year-over-year
Conservative balance sheet, low leverage
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Earnings expanding 76.1% YoY
Growing faster than its price suggests
Areas to Watch
Premium valuation, high expectations priced in
ROE of 6.6% — below average capital efficiency
Earnings declined 10.7%
Negative free cash flow — burning cash
Moderate valuation
Smaller company, higher risk/reward
1.9% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AJG
The strongest argument for AJG centers on Revenue Growth, Debt/Equity, Market Cap. Revenue growth of 30.9% demonstrates continued momentum. PEG of 0.72 suggests the stock is reasonably priced for its growth.
Bull Case : CRD-B
The strongest argument for CRD-B centers on EPS Growth, PEG Ratio. PEG of 0.90 suggests the stock is reasonably priced for its growth.
Bear Case : AJG
The primary concerns for AJG are P/E Ratio, Return on Equity, EPS Growth.
Bear Case : CRD-B
The primary concerns for CRD-B are P/E Ratio, Market Cap, Profit Margin. Thin 1.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
AJG profiles as a growth stock while CRD-B is a value play — different risk/reward profiles.
CRD-B carries more volatility with a beta of 0.63 — expect wider price swings.
AJG is growing revenue faster at 30.9% — sustainability is the question.
CRD-B generates stronger free cash flow (12M), providing more financial flexibility.
Bottom Line
AJG scores higher overall (62/100 vs 53/100) and 30.9% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arthur J Gallagher & Co
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.
Crawford & Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Crawford & Company provides outsourcing and claims management solutions for carriers, brokers, and corporations in the United States, United Kingdom, Europe, Canada, Australia, and internationally. The company is headquartered in Atlanta, Georgia.
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