WallStSmart

Brown & Brown Inc (BRO)vsMarsh & McLennan Companies, Inc. (MRSH)

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Smart Verdict

WallStSmart Research — data-driven comparison

Marsh & McLennan Companies, Inc. generates 318% more annual revenue ($28.46B vs $6.81B). BRO leads profitability with a 17.9% profit margin vs 14.2%. BRO appears more attractively valued with a PEG of 1.72. MRSH earns a higher WallStSmart Score of 62/100 (C+).

BRO

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 7.0Value: 5.0Quality: 5.5
Piotroski: 2/9Altman Z: 1.14

MRSH

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 7.5Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.74

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRO3 strengths · Avg: 8.7/10
Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.0%8/10

Strong operational efficiency at 24.0%

MRSH3 strengths · Avg: 8.7/10
Market CapQuality
$93.90B9/10

Large-cap with strong market position

Return on EquityProfitability
27.5%9/10

Every $100 of equity generates 28 in profit

Free Cash FlowQuality
$1.40B8/10

Generating 1.4B in free cash flow

Areas to Watch

BRO4 concerns · Avg: 2.8/10
PEG RatioValuation
1.724/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-1.0%2/10

Earnings declined 1.0%

Altman Z-ScoreHealth
1.142/10

Distress zone — elevated risk

MRSH3 concerns · Avg: 3.7/10
PEG RatioValuation
2.004/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.744/10

Distress zone — elevated risk

Debt/EquityHealth
1.523/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BRO

The strongest argument for BRO centers on Debt/Equity, Price/Book, Operating Margin. Profitability is solid with margins at 17.9% and operating margin at 24.0%.

Bull Case : MRSH

The strongest argument for MRSH centers on Market Cap, Return on Equity, Free Cash Flow.

Bear Case : BRO

The primary concerns for BRO are PEG Ratio, Piotroski F-Score, EPS Growth.

Bear Case : MRSH

The primary concerns for MRSH are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 1.52 is elevated, increasing financial risk.

Key Dynamics to Monitor

BRO profiles as a mature stock while MRSH is a value play — different risk/reward profiles.

BRO carries more volatility with a beta of 0.59 — expect wider price swings.

BRO is growing revenue faster at 9.7% — sustainability is the question.

Monitor INSURANCE BROKERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MRSH scores higher overall (62/100 vs 61/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Brown & Brown Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, the Cayman Islands, Ireland, and the United Kingdom. The company is headquartered in Daytona Beach, Florida.

Marsh & McLennan Companies, Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Marsh & McLennan Companies, Inc., a professional services company, provides advisory services and insurance solutions to clients in the areas of risk, strategy, and people globally. The company is headquartered in New York, New York.

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