WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsMGP Ingredients Inc (MGPI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 4115% more annual revenue ($21.97B vs $521.15M). BJ leads profitability with a 2.6% profit margin vs -46.0%. MGPI appears more attractively valued with a PEG of 1.15. BJ earns a higher WallStSmart Score of 50/100 (C-).

BJ

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.59

MGPI

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 4.0Value: 5.7Quality: 6.5
Piotroski: 3/9Altman Z: 1.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-71.6%)

Margin of Safety

-71.6%

Fair Value

$58.00

Current Price

$89.21

$31.21 premium

UndervaluedFair: $58.00Overvalued
MGPIUndervalued (+10.6%)

Margin of Safety

+10.6%

Fair Value

$29.26

Current Price

$16.51

$12.75 discount

UndervaluedFair: $29.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.8%9/10

Every $100 of equity generates 23 in profit

MGPI1 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.184/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.353/10

Elevated debt levels

MGPI4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

Market CapQuality
$352.63M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-41.2%2/10

ROE of -41.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : MGPI

The strongest argument for MGPI centers on Price/Book. PEG of 1.15 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : MGPI

The primary concerns for MGPI are Altman Z-Score, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

BJ profiles as a value stock while MGPI is a turnaround play — different risk/reward profiles.

MGPI carries more volatility with a beta of 0.46 — expect wider price swings.

BJ is growing revenue faster at 9.9% — sustainability is the question.

MGPI generates stronger free cash flow (3M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (50/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

MGP Ingredients Inc

CONSUMER DEFENSIVE · BEVERAGES - WINERIES & DISTILLERIES · USA

MGP Ingredients, Inc. produces and supplies distilled spirits and specialty wheat proteins and starch food ingredients. The company is headquartered in Atchison, Kansas.

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