BJs Wholesale Club Holdings Inc (BJ)vsDollar Tree Inc (DLTR)
BJ
BJs Wholesale Club Holdings Inc
$97.04
+0.35%
CONSUMER DEFENSIVE · Cap: $12.72B
DLTR
Dollar Tree Inc
$105.92
+0.34%
CONSUMER DEFENSIVE · Cap: $21.92B
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 13% more annual revenue ($21.46B vs $18.96B). BJ leads profitability with a 2.7% profit margin vs -15.4%. DLTR appears more attractively valued with a PEG of 1.12. DLTR earns a higher WallStSmart Score of 56/100 (C).
BJ
Buy52
out of 100
Grade: C-
DLTR
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-83.2%
Fair Value
$54.31
Current Price
$97.04
$42.73 premium
Margin of Safety
+0.4%
Fair Value
$125.45
Current Price
$105.92
$19.53 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 29 in profit
Every $100 of equity generates 20 in profit
Areas to Watch
Expensive relative to growth rate
3.5% earnings growth
2.7% margin — thin
Operating margin of 3.2%
Grey zone — moderate risk
Elevated debt levels
Currently unprofitable
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : DLTR
The strongest argument for DLTR centers on Return on Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.
Bear Case : DLTR
The primary concerns for DLTR are Altman Z-Score, Debt/Equity, Profit Margin. Debt-to-equity of 1.51 is elevated, increasing financial risk.
Key Dynamics to Monitor
BJ profiles as a value stock while DLTR is a turnaround play — different risk/reward profiles.
DLTR carries more volatility with a beta of 0.69 — expect wider price swings.
DLTR is growing revenue faster at 9.4% — sustainability is the question.
DLTR generates stronger free cash flow (592M), providing more financial flexibility.
Bottom Line
DLTR scores higher overall (56/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Dollar Tree Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.
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