BJs Wholesale Club Holdings Inc (BJ)vsTarget Corporation (TGT)
BJ
BJs Wholesale Club Holdings Inc
$97.78
-0.68%
CONSUMER DEFENSIVE · Cap: $12.49B
TGT
Target Corporation
$144.49
-0.01%
CONSUMER DEFENSIVE · Cap: $63.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Target Corporation generates 384% more annual revenue ($106.38B vs $21.97B). TGT leads profitability with a 3.2% profit margin vs 2.6%. BJ appears more attractively valued with a PEG of 2.35. TGT earns a higher WallStSmart Score of 52/100 (C-).
BJ
Buy50
out of 100
Grade: C-
TGT
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-71.1%
Fair Value
$58.15
Current Price
$97.78
$39.63 premium
Margin of Safety
+4.0%
Fair Value
$119.36
Current Price
$144.49
$25.13 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 27 in profit
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 3.7%
Elevated debt levels
3.2% margin — thin
Operating margin of 4.5%
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : TGT
The strongest argument for TGT centers on Market Cap, Return on Equity.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : TGT
The primary concerns for TGT are Profit Margin, Operating Margin, Debt/Equity. Thin 3.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
TGT carries more volatility with a beta of 0.98 — expect wider price swings.
BJ is growing revenue faster at 9.9% — sustainability is the question.
BJ generates stronger free cash flow (-42M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TGT scores higher overall (52/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Target Corporation
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.
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