BJs Wholesale Club Holdings Inc (BJ)vsIngredion Incorporated (INGR)
BJ
BJs Wholesale Club Holdings Inc
$91.49
+2.05%
CONSUMER DEFENSIVE · Cap: $11.35B
INGR
Ingredion Incorporated
$100.49
-0.63%
CONSUMER DEFENSIVE · Cap: $6.35B
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 216% more annual revenue ($22.81B vs $7.21B). INGR leads profitability with a 8.2% profit margin vs 2.6%. INGR appears more attractively valued with a PEG of 1.17. INGR earns a higher WallStSmart Score of 58/100 (C).
BJ
Buy58
out of 100
Grade: C
INGR
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-62.6%
Fair Value
$61.20
Current Price
$91.49
$30.29 premium
Margin of Safety
-43.6%
Fair Value
$83.46
Current Price
$100.49
$17.03 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 23 in profit
15.7% revenue growth
Attractively priced relative to earnings
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 4.0%
Elevated debt levels
0.9% revenue growth
Earnings declined 40.5%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.
Bull Case : INGR
The strongest argument for INGR centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 1.17 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : INGR
The primary concerns for INGR are Revenue Growth, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
BJ profiles as a growth stock while INGR is a value play — different risk/reward profiles.
INGR carries more volatility with a beta of 0.61 — expect wider price swings.
BJ is growing revenue faster at 15.7% — sustainability is the question.
BJ generates stronger free cash flow (224M), providing more financial flexibility.
Bottom Line
BJ scores higher overall (58/100 vs 58/100) and 15.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Ingredion Incorporated
CONSUMER DEFENSIVE · PACKAGED FOODS · USA
Ingredion Incorporated, produces and sells starches and sweeteners for various industries. The company is headquartered in Westchester, Illinois.
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