WallStSmart

Costco Wholesale Corp (COST)vsIngredion Incorporated (INGR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Costco Wholesale Corp generates 3865% more annual revenue ($286.27B vs $7.22B). INGR leads profitability with a 10.1% profit margin vs 3.0%. INGR appears more attractively valued with a PEG of 1.38. INGR earns a higher WallStSmart Score of 70/100 (B).

COST

Buy

61

out of 100

Grade: C+

Growth: 8.0Profit: 6.5Value: 3.0Quality: 7.5
Piotroski: 4/9Altman Z: 4.84

INGR

Strong Buy

70

out of 100

Grade: B

Growth: 4.7Profit: 7.0Value: 6.7Quality: 8.0
Piotroski: 5/9Altman Z: 3.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for COST.

INGROvervalued (-9.2%)

Margin of Safety

-9.2%

Fair Value

$109.82

Current Price

$111.74

$1.92 premium

UndervaluedFair: $109.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COST6 strengths · Avg: 9.0/10
Market CapQuality
$450.10B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
4.8410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
29.6%9/10

Every $100 of equity generates 30 in profit

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
21.5%8/10

Revenue surging 21.5% year-over-year

EPS GrowthGrowth
45.5%8/10

Earnings expanding 45.5% YoY

INGR4 strengths · Avg: 9.5/10
P/E RatioValuation
10.0x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
80.1%10/10

Earnings expanding 80.1% YoY

Altman Z-ScoreHealth
3.4110/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

COST4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.0%3/10

3.0% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

PEG RatioValuation
5.532/10

Expensive relative to growth rate

P/E RatioValuation
52.6x2/10

Premium valuation, high expectations priced in

INGR1 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-2.4%2/10

Revenue declined 2.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : COST

The strongest argument for COST centers on Market Cap, Altman Z-Score, Return on Equity. Revenue growth of 21.5% demonstrates continued momentum.

Bull Case : INGR

The strongest argument for INGR centers on P/E Ratio, EPS Growth, Altman Z-Score. PEG of 1.38 suggests the stock is reasonably priced for its growth.

Bear Case : COST

The primary concerns for COST are Profit Margin, Operating Margin, PEG Ratio. A P/E of 52.6x leaves little room for execution misses. Thin 3.0% margins leave little buffer for downturns.

Bear Case : INGR

The primary concerns for INGR are Revenue Growth.

Key Dynamics to Monitor

COST profiles as a growth stock while INGR is a declining play — different risk/reward profiles.

COST carries more volatility with a beta of 0.98 — expect wider price swings.

COST is growing revenue faster at 21.5% — sustainability is the question.

COST generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

INGR scores higher overall (70/100 vs 61/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Costco Wholesale Corp

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Costco Wholesale Corporation (doing business as Costco Wholesale and also known simply as Costco) is an American multinational corporation which operates a chain of membership-only (needing a membership to shop there) big-box retail stores. As of 2020, Costco was the fifth largest retailer in the world, and the world's largest retailer of choice and prime beef, organic foods, rotisserie chicken, and wine as of 2016.

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Ingredion Incorporated

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Ingredion Incorporated, produces and sells starches and sweeteners for various industries. The company is headquartered in Westchester, Illinois.

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